Florida Property Tax Assessment Explained

Reducing Property Taxes Florida Property Tax Assessment Explained

The Intricacies of the Florida Property Tax Assessment

Dealing with property taxes can be tremendously demanding, even if you live in a state with relatively low property taxes, such as Florida. With a 0.83% average effective property tax rate, the Sunshine State falls below the national average—1.07%.

To know how to lower your property tax bill, first, you have to understand how property taxes work.

This article provides an insight into the Florida property tax assessment process and the easiest way to appeal it.

Property Tax Assessment in Florida—How Does It Work?

Every county in Florida has a property appraiser appointed to estimate each property. The appraiser determines the value of your property, which can be:

  • Appraised—the market value of the property
  • Assessed—the dollar assigned sum that your tax collector officials need

Your county’s property appraiser estimates your property’s value based on the following factors:

  • Location
  • Age of the property
  • Neighboring properties’ market values
  • Size of the property
  • Land-to-property ratio
  • Permanent structures on the property—pools, sheds, solar panels, and other installations
  • Number of rooms and floors
  • Overall condition

How To Reduce Your Florida Property Tax Assessment Value

Paying property taxes is crucial, as they are used to fund public services.

While you cannot avoid paying these taxes, you can try to lower your property tax bill, and we can show you how! Check out some of the following bill-reducing strategies:

  1. Refrain from renovations and home improvement projects
  2. Accompany your appointed property appraiser during the valuation
  3. Apply for any Florida property tax exemption you’re eligible for
  4. Check your property tax bill for errors and irregularities
  5. Appeal your Florida property tax assessment

Refraining From Renovations and Home Improvements

Renovations, home improvements, or additions to your property increase its value, which makes your property tax bill higher. You don’t have to write off home improvements altogether—carry them out after the property tax assessment takes place.

Accompanying the Property Appraiser

If you are present during the assessment process, your property appraiser will be less likely to make mistakes and overlook damages on your property. Another useful tip is to allow them to see the inside of your home. While this is not usual practice, enabling the appraiser to check out the interior of your house might benefit you—make sure to point out any flaws and issues.

Applying for Property Tax Exemptions

Every state offers an official method for lowering property taxes to eligible citizens in the form of property tax exemptions and relief programs. You can apply for multiple property tax exemptions in Florida, and DoNotPay can help you determine your eligibility.

Checking the Property Tax Bill

Inspect your bill thoroughly! There might be mistakes such as the wrong number of rooms or irregularities in terms of the market value of neighboring homes. Either way, if you notice an error in your property tax assessment notice or tax bill, consider filing an appeal.

Filing a Property Tax Appeal

If you are unsatisfied with your property tax assessment for any reason or you find a mistake in your tax bill, you should file a property tax appeal. Not sure how to do it? Sign up for DoNotPay, and we will help you appeal any previous property tax assessments.

What Property Tax Exemptions Can You Apply for in Florida?

Property tax exemptions are the perfect solution for anyone who needs help with paying property taxes. The table below contains a brief overview of the property tax exemptions you can apply for in Florida:

Property Tax Exemption


HomesteadResidents who use their property as a primary place of residence can get an exemption of up to $50,000
Total and permanent disabilityAll Florida residents with a total and permanent disability are exempt from paying property taxes
Blind peopleFlorida residents who are legally blind can obtain a $500 reduction on their property taxes
Widow(er)sWidows and widowers in Florida who haven’t remarried can get a $500 property tax reduction
Senior citizensFlorida senior residents who are 65 years old or older and have an annual income below $20,000 can get a seniors property tax exemption of up to $50,000
Disabled veteransFlorida veterans are exempt from paying property taxes if they:

  • Are totally and permanently disabled due to the service-related injury
  • Were honorably discharged from the service
Other exemptions for veteransVeterans older than 65, widows of veterans and first responders, and veterans with disabilities of less than 100% can apply for a reduction of property taxes. How much of a reduction these categories can get depends on their eligibility and other factors

DoNotPay Can Help You Lower Your Florida Property Tax Bill in a Flash!

Managing property taxes is quite complicated and time-consuming. DoNotPay created a product that minimizes the effort you have to put into such a demanding task.

To get your customized manual, you should:

  1. Fire up DoNotPay
  2. Locate the Property Tax feature
  3. Answer several questions regarding your property

How does the product work? Once you complete a short questionnaire, you get a personalized guide that contains the following:

  • Evidence you need for appealing previous assessments
  • Information regarding the property tax exemptions you qualify for
  • Instructions on negotiating with your property appraiser

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