How to Stop Fenton Cooper Debt Collection Immediately

Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

How to Stop Harassment from Fenton Cooper Debt Collection Agency?

Were you receiving debt collection messages and mail from ? If you were, and suddenly their aggressive attempts to reach you suddenly stopped, it's because they've gone out of business. But that doesn't mean your debt has been absolved; it's likely been purchased by another debt collection agency, and chances are, they're trying to reach you.

Let's take a look at the best ways to protect yourself from debt collectors, and then we'll tell you how to stand up to debt collectors with the help of DoNotPay.

Fenton Cooper Contact Information

If you have a debt with , here’s some information you may want to know about the debt collection company:

Parent CompanyTessera Credit Group
Phone01702 444791
Mailing address5th Floor

Maitland House

Warrior Square

Southend On Sea

Essex SS1 2JS

Registered addressC/O Tessera Credit Services Ltd

30 City Road



How to Deal With Debt Collection Agencies Like Fenton Cooper

Here's what you need to know about responding to letters and phone calls from debt collectors:

1. Never Ignore Debt Collectors.

They won't simply go away, and ignoring them will likely mean your debt is gathering interest. Worse, it could mean a trip to court.

2. Request That the Debt Collectors Only Contact You by Mail.

You want to be able to keep a record of any communication you have with debt collectors, and the best way to do this is by avoiding phone conversations. Besides, you do not want debt collection agencies calling you at all hours or, worse, calling you at work (This is harassment, by the way).

3. Demand That the Debt Collection Agency Send You a Debt Validation (Or "Prove It") Letter.

While collections agencies may resort to all manner of deception and intimidation to recover debt, in an official debt validation letter they must, by law, disclose in writing the following information:

  • The name of the creditor
  • The amount of the loan
  • The date on which the debt occurred
  • The fact that you can request the name of the original creditor

The debt validation letter essentially lays out the facts of the account, with no smoke and mirrors.

4. If Your Debt Is About to Expire, Wait Before You Pay.

In the UK, if a debt is not collected within six years of inception—or the last payment installment—that debt can expire. (Some mortgages don't expire for 12 years, so do your homework!) Anything that can be construed as a promise to pay, however, can "reset the clock" so be very careful about what you sign.

5. Make Arrangements to Pay Owed Debts On Your Terms.

Collection agencies want money, not legal fees. The ball is in your court if you are willing to negotiate with them to make payments that are within your ability, even if that payment is a pittance.

6. Don't Tolerate Illegal Collection Attempts.

If you suspect the collection agency is breaking the law by harassing you or making false claims about a debt you do not owe, you can file a complaint with the Financial Ombudsman Service. Sometimes, just threatening to file a complaint will put the debt collection agency back in line.

Let DoNotPay Advocate on Your Behalf

Wouldn't it be great to have a lawyer on your side, without all the legal costs? The next best thing is DoNotPay. We'll help you get your debt collection issues sorted by exploring your options in just three easy steps:

  1. Search "debt collection" on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

It's that simple! And let's face it: You probably feel better having taken action, right?

Is Another Agency Breathing Down Your Neck?

While may be out of business and of no particular significance to you, you might have another debt collector on your case. If so, we'll help you with any debt collection agency in the U.K. or U.S., including these:

We Have Thousands of Other Tricks Up Our Sleeve

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Want to get to know us? Let us intervene on your behalf. It's a great way to find out what it's like to have a virtual lawyer on your side, without the horrendous legal fees. Because our job is to save you money, stress, and time.

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