How to Identify a Fake Summons From a Debt Collector
Living a lifetime without ever being served a court summons is possible. Unfortunately, that means that distinguishing valid summons from can be challenging in this case.
As a result, questionable debt collection agencies know that people out there have never received an actual summons before, and they take advantage of the situation. So, it is not unusual for some shady debt collection agencies to send out fake summons to scare debtors into making payments.
Additionally, it is common for debt collectors to take debtors to court over their payments, but that can also be illegal, depending on the situation. In that case, verifying whether the court summons you receive is authentic is not an option.
The information below will shed light on identifying . Also, DoNotPay comes in handy when you want to stop debt collections.
Indicators of Fake Summons From a Debt Collector
First, understand that the information on an official court summons will differ depending on where you stay. However, if you suspect the summons from your debt collector are after examining the documents they hand you, consider contacting your county clerk's office right away.
That way, the office can verify the authenticity of the summons if it has a court docket number. Also, if the case is so new and has yet to be processed in the court's system or a court docket number is unavailable, visiting the county clerk's office will be wise.
Once you get there, show the government official the summons you received for them to confirm whether the document is a legitimate summons or not. By doing so, you will avoid falling for a fake summons from a debt collector.
Here are some of the questions you should ask immediately after receiving a suspicious summons from a debt collector.
|Is the summons signed by the county clerk and stamped with a seal?||Are there spelling errors?|
|Does the document have a docket number, date, and time for appearing in court?||Is there evidence of suspicious or inconsistent wording?|
|Does the summons bear court details like a phone number and an address?|
Actions To Take if You Believe That You Have Received Fake Summons From a Debt Collector
- Do Not Shy Away From Asking Questions
When it comes to handling issues relating to your account, debt collectors seem to have the "power." So, when they begin making threats about repossessions, legal action, judgments, and garnishments, the tactic may quickly scare you into submitting to the terms they specify.
As much as that is the case, take time to investigate any form of legal correspondence that is hand-delivered or sent to your home. Note that seeking legal counsel is the most efficient path to getting all your questions answered in this case.
That will include identifying the debt collector responsible for victimizing you using fake summonses.
- Visit the Court Clerk To Verify Legitimacy
If you believe that you have received a fake summons from a debt collector, the quickest way to verify the document is by visiting the court directly. Note that every court summons is processed and filed through the actual court.
That suggests that checking with the court is one of the most efficient verification options available. That is the case since fake summonses will never find their way to the growing collection of paperwork delivered to the court.
You only need to furnish the court clerk with the name of the parties listed and the docket number printed on the court summons you received. The reason is that all court summonses are modified and managed in line with their docket number.
In that case, if the court clerk cannot retrieve anything under the docket number you provide, that is a significant indicator of fraudulence.
- Seek the Guidance of an Expert Attorney
You should consult with an expert attorney if you want to find out everything you can about the court summons you receive. Although a court clerk can verify a summons, they may not be in a position to dig further than that on your behalf.
The reason is that court clerks have an overwhelming number of cases on their docket to focus on throughout the day. So, if you get a fake summons from a debt collector, the average court clerk cannot avail the extensive one-on-one assistance you need.
For that reason, engaging an expert attorney is advisable because they will give you their undivided attention to ensure the issue is resolved promptly.
Stopping Debt Collections Using DoNotPay
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so DoNotPay can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on DoNotPay’s guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.
Reasons for Using DoNotPay To Stop Debt Collections
- Successful – You access the guidance you need when using DoNotPay so you can realize success.
- Fast – Choosing to use DoNotPay allows you to save on time.
- Easy – If you want to avoid keeping track of all the steps involved in stopping debt collections and the need to fill out tedious forms, consider using DoNotPay.
What More Can You Expect From DoNotPay?
- It helps you with bills
- Allows you to find unclaimed money
- Offers guidance when preparing financial aid appeal letters
- Helps you to clean your credit report
- Makes provision for canceling any subscription or service
- Allows you to increase your credit limits
Consider seeking legal help instead of panicking after receiving from a debt collector. Additionally, you can stop debt collections by signing up with DoNotPay today.