How to Stop Elderbridge Debt Collectors from Calling You

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How to Respond to Elderbridge Debt Collectors

Owning a debt is not pleasant, and you want to get over it as soon as possible. But unfortunately, debt collectors like Elderbridge will constantly call and text you to remind you of the debt and the consequences that may follow. The Financial Conduct Authority (FCA) regulates Debt Collection Agencies in the UK and outlines rules of what they can and cannot do. Therefore, if Elderbridge debt collectors are harassing you in a bid to collect a debt that you owe, there are different ways you can approach the situation and get them off your back.

If you received a call or text from and are not sure what to do, DoNotPay can help you. This world-renowned robot lawyer will determine the best action for you to take and guide you through it.

Elderbridge Debt Collectors' Contact Details

If you would like to contact for more details on the debt, you can use the information in the table below.

Elderbridge Debt Collectors Contact Information
Phone Number0800 1615 201
WebsiteElderbridge Debt Collectors
AddressElderbridge Ltd.

PO BOX 908 Newport,

NP20 9NX

FaxNot Available

An In-Depth Look on Elderbridge Debt Collectors

Elderbridge is a debt collection agency that is a wholly-owned subsidiary of Target Group Ltd, and regulated in the UK by the Financial Conduct Authority. The company is allowed to carry out the following activities in the UK:

  • Debt collection
  • Debt administration
  • Credit broking
  • Administering a regulated mortgage contract
  • Making arrangements with a view to regulated mortgage contracts
  • Arranging regulated mortgage contracts
  • Entering into a regulated credit agreement as a lender
  • Advising on regulated mortgage contracts
  • Exercising the right to exercise lender's rights and duties under a regulated credit agreement

What Happens if You Don't Pay Your Debt With Elderbridge Debt Collectors?

Debt Collectors like Elderbridge will not give up just because you ignore their calls. The law allows them to pursue you to pay the debt, but they must not harass you or go beyond the set limits. If you fail to pay your debt, Elderbridge can sue you in court.

A lawsuit could result in the following:

  1. County court judgment.
  2. Bailiffs may be sent to your home to recover goods of the same value as your debt.
  3. A charging order may be issued against you for the seizure of your house.

Has Elderbridge Violated Your Rights?

According to the FCA, a debt collection agency has violated your rights if it does the following.

  • Calls you early in the morning or late in the night.
  • Discusses your debt with other people.
  • It pressures you into paying off a debt by borrowing more money.
  • Refuses to give you options after contacting a debt advice agency for help.
  • Call you at work without permission or after you've told them to stop.
  • Contacts you in a way that isn't in line with your agreement.
  • Uses legal language or technical jargon when communicating with you in order to confuse you.

If you notice that the debt collection agency has violated your rights, you can file a complaint with the Financial Ombudsman Service and get help.

How to Make a Payment to Elderbridge Debt Collectors

Once you receive a call or text from Elderbridge, you can decide to pay it in full, renegotiate payment terms, or dispute the debt if you cannot recognize it. Elderbridge debt collectors require that you call in to make payments. So, if you decide to pay the debt, you can call the agency at 0800 1615 201 and explain that you want to make payments for a debt under your name.

How to Respond to Elderbridge Debt Collectors With the Help of DoNotPay

DoNotPay recognizes that debt collectors can harass and threaten you until you pay the debt you owe them. However, the law protects you from such debt collectors, and you can take action against them so that they stop. Through DoNotPay's Debt Help UK product, you'll provide relevant information to DoNotPay and follow DoNotPay's guidance on the next steps.

Here is how it works.

  1. Search “debt collection” on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it. Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail or file your complaint automatically with the relevant trade association or ombudsman.

What Else Can DoNotPay Do?

DoNotPay is conversant with debt recovery laws in the country and can help you favourably respond to debt collectors. Therefore, DoNotPay can help you with the following.

Check out for more information.

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