Does a Lien Release Need to be Notarized?
Getting released from a lien is a great feeling. It means that you have one less financial stress in your life. However, it is also a challenging situation because there are processes that must be followed to ensure that the release from the lien is finalized and goes through.
One of the questions that comes up often is, "" The short answer is: usually, no. But if your lien release is one of the few that do require a notary, DoNotPay can help you get that done, too.
What Is A Lien Release?
A lien can be placed on a person's assets when they owe a debt that is not secured by anything. The lender may insist on the ability to put a lien on property owned by the debtor in order to recoup at least some of their losses in the event that the debtor does not pay the debt back. If that is the case, then a debtor may have a lien placed on their property for some time as they try to work their way through the debt that they have created. If they default on the debt, the credit can claim property for which they have a lien.
Before that happens, the creditor will usually:
- Try to get the debtor to pay the amount that they owe
- Make several phone calls and send letters to the debtor
- Try to negotiate a payment plan with the debtor to help them get back on track
It is not easy for anyone involved in the lien process to claim property, so all sides will do their best to try to negotiate a deal that can work for everyone instead.
A lien release refers to the document that one receives when they have satisfied their debt, or when they have come to an agreement with the debt holder to work out a deal. It is an official document that states that the debtor no longer has a lien on the piece of property that once did have a lien on it.
Different Types of Liens
Property Lien | A property lien is the most common lien in Georgia. The property owner grants their property to the lender against a loan. Once the property owner pays off the loan, they get to repossess their property. |
Mechanics or Car Lien | A car lien is filed when a property owner purchases a car on loan and fails to pay, borrows money to repair a vehicle and fails to pay, or hasn't paid state parking tickets. |
IRS Lien | An IRS lien is filed by the federal government when a property owner does not pay their income taxes. An IRS lien is often part of the government's blanket effort to collect all the back taxes. |
Tax Lien | A tax lien is a special lien taken against a part of a property when the owner has unpaid real estate taxes. If the tax lien is not paid for long, the government can order the selling of the property to offset the debt. |
Child Support Lien | A child support lien is awarded when a property owner does not fulfill the child support ordered by a court. A child support lien is ordered by a court, just like judgment liens. |
Judgment Lien | A judgment lien is a claim against a property and is awarded by a judge when a person fails to pay their loan and loses a lawsuit. You won't be able to borrow against or sell the property. |
Does A Lien Release Require Notarization?
Typically, a . There could be special laws in your state or local area that insist that this document be notarized, but that is generally not the case. If you go through the process of getting a lien release, you will have documents that prove:
- That you have paid off the debt in full
- That you have agreed with your creditor to pay off the debt
- That the lien has expired
There are various ways that one might get out of a lien (such as those listed above), so it is not as important that the lien release be notarized as it is that a debtor can come up with a way to get their debts managed. It is important to check the local laws in your area to make sure this is the case no matter where you are attempting to get your lien released from.
If you do need your DoNotPay is the quickest way to make this happen.
How DoNotPay Can Help With The Notarization Process
DoNotPay has come up with a simple three-step process to help its customers get a lien removed. They believe that their method is superior to all others because it is faster and gets the kind of results that they know their customers need. It is quite obvious that those who use this process are pleased with the results that they get from it, and DoNotPay wouldn't have it any other way. Here is what they offer:
- Search for remove my lien on DoNotPay.
- Start our Remove My Lien product.
- Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.
You can choose to try to get your lien removed on your own, and you can worry about if you need to get it notarized or not, or you can simply decide that you will take up DoNotPay on its offer to get your lien removed. They will make sure you are in compliance with all of the standards set by your state regarding lien removal and notarization. The choice is up to you.
DoNotPay Provides Other Services As Well
There is a seemingly endless list of services that DoNotPay offers people who come to them looking for help. They are pleased to work with those who are interested in their products, and they know that many people are simply looking for the answers that they need to solve some of their most challenging bureaucratic issues. That is why they have programs for:
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There are many more items on the DoNotPay list that you might benefit from, but that gives you an idea of what they have available. Check out their website for a complete list of ways that they can help.