Does Discover Debit Cards Have Cash Back Benefits?
Debit cards are a wonderful invention that allows people to access the cash that they have in their checking accounts very easily. The purpose of these cards is to make transactions a little more seamless and to make money much more mobile for banking customers. That is why many people have a Discover debit card attached to their Discover accounts.
It allows them the opportunity to pay for their goods on the go. If you have this card or are considering getting it, you should also be aware of the Discover cashback debit card offers that are out there. This is a wonderful way that Discover rewards its members for shopping using this card. If you have been curious about this but are uncertain about how to get started, know that DoNotPay has your back.
What Is the Discover Debit Cashback Program?
It is possible for you to receive cashback on all purchases made using your Discover debit card for up to $3,000 worth of purchases in a month. You get this just for holding their card and using it. It is identical (if not better) than the debit card you are using now, but you get the added kicker of the cashback program. Who wouldn't take the chance to get in on that? Here are some other great features offered by this card:
- No monthly maintenance charges.
- Withdrawal cash at over 60,000 ATMs nationwide.
- Stop payment orders are available.
- Online bill pay.
- Standard checks. (if desired)
In other words, you can get all of the wonderful features that you get with your regular debit card account, but now you can enjoy 1% cashback on all purchases as well. That is a big deal because it means that you literally get money back for just doing what you like to do anyway.
Now, here are a few tips on how to use your debit card cashback to the fullest:
- Save for a rainy day.
- Pay down your debt.
- Shore up for special moments.
- Support your children’s allowance.
- Stockpile funds for the holidays.
How Does This Compare to Other Cards?
The good news for Discover debit cardholders is that this card is superior to other cards in many ways. The company has done a side-by-side comparison with other banks that issue debit cards to show how theirs is superior. Here are some of the ways that it is better than some of the competition:
- Bank of America: Has monthly fees, does not come with checks, charges for expedited delivery of the debit card.
- Wells Fargo: No checks, has monthly fees, charges for reordering checks.
- Chase: Has monthly fees, charges for insufficient funds, charges for reordering checks.
Discovery doesn't do any of those things with their card, and that is why people often trust them much more than the competition. They have shown a commitment to the customer and to their needs. It is the desire of Discover to be the leading banking provider of debit cards of all kinds, and one of the best ways that they show this is by making their card available to people without all of the hidden fees and tricks. They just want to do right by their customers, and they believe that offering a card without all of the gimmicks is a great way to do that.
Here’s an overview of Discover’s competitive features against other banks:
|BANK OF AMERICA
|1% cashback on up to $3,000 in debit card purchases each month||Yes||No||No||No|
|Access to over 60,000 NO-FEE ATMs In the U.S.||Yes||No||No||No|
|Send and receive money with Zelle®||Yes||Yes||Yes||Yes|
|Freeze debit card||Yes||Yes||Yes||Yes|
What Does DoNotPay Do to Help Get More Cashback to Card Users?
DoNotPay is always on the hunt for the best ways to help cardholders get the cashback that they deserve. Therefore, they have come up with a process for making sure that happens.
It only takes three steps:
- Search for Cash Back on the DoNotPay website.
- Kick off the process to find the right app or website for you.
- Answer some specific questions so that we can help you start making money!
You don't have to do anything more than following the instructions on their page to get to the promised land of cashback in your hand quickly and easily. Most people would agree that this is the ideal way to get the most from their debit cards.
What Are Some Other Things Donotpay Does to Make Life Easier for People?
If you think that DoNotPay stops at just offering great cashback cards, you are wrong. They do a lot more than that to help their customers understand the true value that they provide to them every day. Thus, you should also check out the services they offer to help with:
- Closing bank accounts
- Obtaining death certificates
- Fighting e-mail spam
- Helping with identity theft issues
- Getting marriage certificates
There are problems that crop up all the time for people, and they don't want to spend their entire day working through these issues. Instead, they can take a few minutes to hop over to the DoNotPay website to get the information that they need on how to solve these issues in the easiest ways possible. When that happens, they save a lot more time than they otherwise might.