How to Stop Debt Management Services (DMS) Debt Collectors

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

Stop Debt Management Service DMS Debt Collectors

The Covid 19 pandemic reduced many people's incomes leading to bankruptcy and poverty in 2020 and 2021. Many people were left with no choice other than getting into debt to cater to their needs. It is important to settle your debts or seek debt help before your details are forwarded to for collection.

Getting debt help from DMS debt collectors is:

  • Difficult
  • Time-consuming
  • Expensive

You have to fight DMS's bureaucracies, which might be frustrating, before getting help. You can use DoNotPay, considering it is a fast, successful, and convenient way to get debt help with Debt Management Service.

Understanding Debt Management Service DMS Debt Collectors

DMS Debt Collectors is a credit management company that deals with recovering payments for unsecured debts. The company has considerable experience in debt collection as it has been in existence for some time. DMS has the legal power to ask you to repay your debt on behalf of the creditor.

has six years to contact and chase you to settle your debt before it is statute-barred or your debt gets written off. A DMS debt collector can reach you through a phone call, email, visiting your home, texting, or letters if you have outstanding debt. Therefore, it is important to settle your debt to avoid being blacklisted on credit bureau sites and losing your home or other assets to DMS through a court order.

You only settle your outstanding debts to DMS debt collectors by telephone, but you need to ask for the debt details before paying your debt. You can also go through other payment options with your debt adviser.

These payment options include:

Debt Management PlanThis informal agreement between you and DMS allows you to pay your debts in monthly installments. DMS debt collectors use your financial information to calculate your monthly installments.
Individual Voluntary ArrangementsThis payment agreement allows you to pay the debt in full or partially in installments through an insolvency practitioner. The insolvency practitioner uses your financial details and situation to calculate the amount you can pay, then contact DMS.
Filing for bankruptcyYou can apply for bankruptcy if you cannot repay your debts. Filing for bankruptcy relieves you of monthly repayments and stops DMS from contacting you.

You can contact DMS debt collectors to raise a complaint by phone or email when you feel DMS debt collector's agents have mistreated you. You can also contact the Financial Ombudsman Service when you are not satisfied with how the Debt Management Service handled your complaint. Filing a legal complaint if DMS debt collectors have violated your rights eases the pressure and harassment you have to endure in the hands of the debt collectors.

Getting DMS debt collectors to help is stressful, as you have to pay additional fees for the debt help. It might also be unsuccessful, for it is canceled once you default on your installments. However, you can always use DoNotPay, as it is an efficient and hassle-free way to get debt help.

Handling Debt Management Service DMS Debt Collectors Using DoNotPay

DoNotPay helps with DMS debt collectors by first verifying whether Debt Management Service is compliant with Financial Conduct Authority guidelines when they contact you during debt recovery. It then guides you through questions that help determine your options concerning the debt. Lastly, DoNotPay contacts DMS debt collectors with your demand letter on your behalf.

How to use DoNotPay to get Debt Management Service debt help:

  1. Search “debt collection” on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

DoNotPay will deliver your request directly to DMS and will help you manage your debt once you select your course of action on the debt.

Can DoNotPay Work Across Other Debt Collection Agencies?

DoNotPay works across companies, groups, and entities to ensure you successfully get your debt help with DMS debt collectors. It also works in the same way in cities and countries within the United Kingdom to help you clear your debts. DoNotPay offers you debt help with other debt collectors such as:

  1. Advantis Debt Collection
  2. Amigo Loans Refunds
  3. Moorcroft Debt Recovery
  4. Provident Loans Refunds
  5. Marston Groups Holdings
  6. Lowell Financial
  7. DWP Debt Management

What Else Can DoNotPay Do?

Helping with debts is one of the many social services DoNotPay offers. It offers other social and services that help you solve your daily life challenges. Some of the social and services include:

to DoNotPay to stop harassment from Debt Management Service DMS Debt Collectors.

Want your issue solved now?