File a Report About Cyber Identity Theft

Identity Theft File a Report About Cyber Identity Theft

Data Breach Got You Worried? Fight Cyber Identity Theft With DoNotPay

Cybersecurity is becoming more important every day. The price we pay for the ease of accessing and sharing digital records is providing that same ease of access to malicious parties. No datastore is invulnerable, and if you use enough services, you will eventually be part of a data breach and potential identity theft. It may be something as inconsequential as an old password on a stale account or something as important as your social security number. If you have recently been the victim of cyber identity theft, DoNotPay can help you report it.

The Repercussions of Identity Theft

Once someone has your personal information, they can do all sorts of things while pretending to be you. Some of these things damage your financial health, while others may damage your reputation and limit opportunities you have in the future.

Identity thieves can:

Preventing Identity Theft

It's difficult to conduct any business today without providing some form of data, but you can prevent unwanted parties from getting their hands on it. You can limit the number of chances anyone has to steal your identity in several ways:

  1. Secure your login information Unauthorized activity in the digital space doesn't mean your information was obtained digitally. Be sure that no one is watching over your shoulder if you are accessing accounts with other people around.
  2. Use multi-factor authentication (MFA) Using only a password means anyone could eventually guess your login information. MFA requires additional approval from you, like a code in a text message or your fingerprint.
  3. Don't share personal identifiers in plaintext over email or other digital communication.
  4. Don't give your Social Security or National Insurance number to any party you cannot verify the identity of, including unsolicited email contacts.
  5. Use an identifier other than your Social Security or National Insurance number where possible.
  6. Monitor your credit report - you may get free credit monitoring through your employer.

What Identity Theft Looks Like

Not all identity theft is associated with a publicized breach. You may have been the unlucky victim of a smaller operation. If you notice any of these things as you monitor your finances, you may have had your identity stolen:

  • Unauthorized transactions on your accounts
  • Denied medical claims
  • Missing bills or payments
  • Calls from debt collectors
  • Taxes already filed under your name

If you spot any of these issues, don't panic. Not recognizing the activity does not necessarily mean it is unauthorized.

If you have conducted any recent financial activity, read the company disclaimers and terms of service to see if they contract with business partners who might show up on your statement or if they do test transactions to verify your payment methods.

Combating Identity Theft

If you suspect you have been the victim of identity theft, there are steps you can take to minimize any further consequences.

  1. Contact the companies where the fraud occurred.
  2. Contact one of the three major credit bureaus (Equifax, Experian, and TransUnion) to place a fraud alert and request a credit freeze so that no new accounts can be opened in your name.
  3. Close any accounts that were opened by another party
  4. Report misused social security or national insurance number
  5. Replace your government-issued IDs as necessary
  6. Sue for compensation if you can identify the party who stole your information or committed fraud in your name

Incidents involving tax fraud or minors will have additional steps to resolve the issue. If you report your identity theft to a government agency, you may be able to get a customized action plan to recover from your incident.

Reporting Identity Theft With DoNotPay

If you are a victim of cyber identity theft and would like to report your incident, DoNotPay can get you started in just three steps:

  1. Search "identity theft" on DoNotPay and select the type of incident you would like to report.

     

  2. Tell us more about the incident that occurred, including the location, date, time, financial loss, and any suspect information you may have.

     

  3. We'll identify whether you should file an FTC report, contact the IRS, freeze your credit report, contact state agencies, or file a police report. Once we guide you through the best options, we'll automatically submit the reports on your behalf.

     

And that's it. DoNotPay will make sure your issue gets sent to the right place. We'll upload confirmation documents to your task for you to view, and if the contacts need more information, they will reach out to you personally via email or mail.

Free Up Your Day With DoNotPay

Is your schedule filled to bursting? Do you need a little breathing room? DoNotPay is here to help.

We can assist with tasks covering a wide range of needs, including:

Suing someone in small claims courtScheduling appointments with the DMV
Skipping hold time with customer serviceCanceling utilities and other services
Getting a refund from a service

And more. Try DoNotPay today to see how much faster your to-do list disappears.

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