Stop Credit Resource Solutions CSR Debt Collectors

Stop Debt Collectors Stop Credit Resource Solutions CSR Debt Collectors

How to Stop Harassment from Credit Resource Solutions (CSR)’s Debt Collectors

Borrowing debt from creditors is one of the ways to get yourself out of a financial fix or carry out projects that will generate additional income to repay the debt. But sometimes, you can run late in repaying your debt. Credit Resource Solutions CSR debt collectors and other debt collection services exist to ensure you meet this obligation.

While these firms are responsible for following up on unpaid debt, they sometimes use an aggressive and high-handed approach that entails harassing and threatening debtors to pay these debts.

Should you be in such a position or find yourself experiencing this kind of treatment, be sure to sign up for DoNotPay's debt help product. We help with creditors such as CSR debt collectors and other collection agencies such as:

  1. Advantis Debt Collection
  2. Lowell Financial
  3. Provident
  4. Marston Group Holdings
  5. Amigo Loans
  6. Moorcroft Debt Recovery
  7. DWP Debt Management

What Even Is Credit Resource Solutions CSR Debt Collectors?

Credit Resource Solutions CSR debt collectors are among the many collection agencies in the UK that collect unpaid debts on behalf of lenders and utility companies. They can use many methods to recover the debt if you fail to maintain your payment plan, including bailiff action, although this is often the last resort.

If you need to validate your debt or for other inquiries, you can reach out to Credit Resource Solutions directly using the contact details below:

Contact Number01422 324 510
WebsiteCredit Resource Solutions CSR
Email Addressinfo@creditresourcesolutions.co.uk

What Happens If I Don't Pay My Debt to Credit Resource Solutions CSR Debt Collectors

You should pay your debt if you can afford to. If you are not currently in a position to clear it, you can agree with the debt collectors on a payment plan that will enable you to meet your financial obligations.

Should you be approached by CSR with a debt that you are not aware of or don't remember owing, you are allowed to verify it by:

  1. Inspecting the letter served and looking at details such as the amount of debt, the creditor, and the purpose of the loan. It is the responsibility of creditors to inform you of their decision to hire a debt collector before doing so. Therefore, you will be alerted before CSR communicates.
  1. Disputing with collections if you do not have a recollection of owing such a debt. You can ask the debt collectors to furnish evidence tying you to the alleged obligation.
  1. Checking whether the statute of limitation has expired. You are free of debt if the creditor did not pursue you within 6 years and if you did not make any payments or acknowledge the debt by writing.

If you acknowledge the debt, you can agree on a payment plan convenient to both parties and commence payment. Not responding to letters or any communication from debt collectors could be an invitation to a lawsuit. Therefore, be sure to communicate actively to avoid such escalation.

Have CSR Debt Collectors Violated My Rights?

While Credit Resource Solutions CSR is in charge of collecting debt, that does not give them the right to act unlawfully by harassing you. It would be best to fight back should you experience the following from CSR or any other debt collection agency:

  • They shared your debt information with friends, family, employer, or those close to you
  • Threatened to initiate legal proceedings that are not within the scope of their powers
  • Called you at unreasonable times and numerous times in a single day
  • Demanded payment when the statute of limitations has expired
  • Denied you flexible payment options

If you experience such behaviour from CSR, contact them by writing a complaint letter informing them of their misconduct and reminding them that such harassment is a criminal offence.

You can also pursue alternative actions if they keep up with the behaviour.

Alternative Ways to Resolve Customer Service Complaints

You can seek the help of other organisations that can stop debt collectors from using an aggressive approach to funds recovery.

  1. Trade associations

These organisations have a standard practice they expect members to adhere to. You can write to inform them that one of their members is violating these practices by harassing debtors.

The association will look at the issue and take up the matter with the debt collector.

  1. Office of the Ombudsman

You can also write to the financial ombudsman, as they have the authority to intervene in such instances. They will ask the debt collectors to put things right, depending on the facts of your case. They could get the company to agree to a payment plan or even ask them to compensate you for the trouble and upset they have caused.

  1. Financial Conduct Authority (FCA)

The FCA regulates all debt collectors in the UK and can impose fines or take further action, such as authorising debt collectors found to have misbehaved. You could thus write to them informing them of your situation and await their response.

Get Debt Help With DoNotPay!

The above alternatives might take time, and you will have to follow up if no action is taken, which can be frustrating. Luckily, there is an easier way which entails signing up for DoNotPay's debt help product.

Just follow the easy steps below:

  1. Search “debt collection” on DoNotPay.

     

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

     

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

     

What Else Can DoNotPay Do?

In addition to our debt help service, we also assist with

Sign up with DoNotPay right now to enjoy a wide range of services that can make your life a lot less stressful.

Want your issue solved now?