File a Complaint Against CLI International Debt Collectors Easily

Far too often, people receive intimidating messages from debt collectors claiming to be who cross the line into illegal, harassing behavior. They get away with it because people don't know the law or don't know how to enforce it. Due to the fact that the banking system is now completely based on fractional reserve lending and fiat currency, parliament and regulatory agencies must constantly patch up the system's innate flaws with top-down control and legislation aimed at symptoms more than causes any time there's an issue.

What this means for you is that you must contend with a flood of legal jargon, administrative loopholes, and mind-numbing research just to handle the simplest of transactions without succumbing to a disadvantageous debtor status. The good news is that it also means creditors (especially alleged creditors) must jump through the same bureaucratic hoops in order to avoid legal liability in order to collect on actual or supposed debts.

To help you make shorter work of legal-administrative bullying, DoNotPay has created a streamlined Debt Collection product to make unscrupulous money lenders back down. Applying the correct knowledge in the correct way is all that's necessary to keep a red tape of all kinds out of your life — and with the world's first robot lawyer, it's never been easier to automate the debt-validation process!

Who Is 01795594570 and Why Are They Calling Me?

If you're receiving calls from 01795594570, it's most likely because believes you (or whoever is associated with your phone number) owe a debt to one of their (often secretive) clients.

They also could be calling you to validate a debt, especially if you previously asked them to — if that's the case, it's much better to make them do so in writing so you have a record of proof and evidence to use later. Of course, if their claims of debt are invalid or being pursued unlawfully, then that could only mean they are harassing you.

In any case, it's unlikely that they will stop calling you or sending you ugly letters, especially because so many people inadvertently validate CLI International's debt claims without meaning to. In some cases, simply not responding to them could hurt your credit score and even lead to a lawsuit — but at the same time, responding without actually needing to could make the matter worse. It's important to be extremely careful with how you communicate with them going forward.

If anyone calls you claiming to be a debt collector, stay calm and remember that the legal advantage is on your side. Don't answer their questions, and verify their identity before anything else. Typically, they'll be hesitant to give anything but a first name. Tell them you only conduct business with people you know and you need their full names so you can verify that they are who they say they are and that they are legally authorized to do business. Repeat this several times if they are evasive before politely hanging up. Keep the tables firmly turned on them in this way, and they will realize that you are no pushover.

CLI International Contact Details

If you'd like to contact yourself for more details, refer to this table of their contact details:

CLI Contact Method
Phone	+44 (0) 1795 594 570
Email	info@creditlimitsinternational.com
Postal Address	PO Box 267, Faversham, ME13 3AX
Address	14 Shunters Close, Faversham, ME13 8GF

You can find directions to their location from their "Contact Us" page.

What Even Is CLI International?

— is a debt collection company that consistently engages in threats up to and including physical harm (especially judging from their taste in graphic design; we suppose government spoon-fed tough guys do get pent-up filing paperwork all day, though). CLI refuses to outright name most of their clients, but from experience, we can tell one of their most common practices is to attempt collection for (claims of) unpaid parking fines.

Has CLI International Violated My Rights?

If you've inadvertently validated presumptions that you've consensually entered into a debt-based commercial-legal system (and almost everyone has), your rights exist as a condition of an express or implied contract. The entire paperwork-bullying game would change if a large enough number of people took contract law to heart and learned how to assert themselves more advantageously, especially with the glut of adhesion contracts being "offered" by corporatized-governmental institutions at every turn.

Until that happens, it's important to stand firmly on your square with the rights you do have (uncommon though they are) in order to weather any debt-collection storm. Debt collectors cross the line into harassment and even threats in a number of ways, including

Trespassing onto your property
Contacting you through social media
Making verbal, written, or legal threats (including being told non-payment is a crime — for most debts, it isn't)
Contacting you multiple times a day
Shaming you publically
Not telling you the debt has been passed on to a debt collection agency
Lying about court actions that haven't taken place

These are just some of the many ways in which the modern legal system, as ridiculous as it can be, is on your side — the missing piece is your knowing so and using it effectively. That's why DoNotPay created our Debt Collection product, which for an extremely low monthly rate will help you keep fake creditors like CLI International off your back (see below).

Alternative Ways to Resolve Customer Service Complaints

If CLI International is contacting you, there are a number of options available to you if you stay calm and frame the experience as an opportunity to become more capable of handling the corporate legal-fiction "whirled" in general. More people than ever are doing just that, and our collective efforts will make a difference!

Demand Proof of Claim

For debt-collection attempts by mail, it's important to make them verify the debt. They must, by law, be able to prove several things:

Amount owed
Purpose of credit
Original creditor's name
Identity of the collector (if different from the creditor)

Specify how you want them to communicate with you in the future — this could include making them communicate only through an attorney or lawyer, and it's always a good idea to tell them to never call you during work hours or late at night, etc. It's likely they can't answer all of these questions and will simply obfuscate the issue, ignore the request, or pretend they answered your demand for debt validation when they didn't (bills alone are not proof of creditor-debtor relationships).

If they can't validate the debt, it's time to tell them to stop contacting you. Anything else will constitute harassment, so record and document any such behavior. Be aware this could escalate into a court action, although this is unlikely if all they have are parking fines.

Negotiate on Valid Debts

You can always negotiate a payment plan — after all, their whole business model operates on the process of tricking people into unknowingly entering into contracts with them (and that goes all the more for the transnational corpse-orations masquerading as modern governments). By law, they must accept reasonable offers of payment in the event you are unable to pay without becoming destitute.

Alternative Dispute Resolutions (ADR)

The Financial Conduct Authority (FCA) could help you with the ADR process. It's also possible the FCA will tell you that CLI's attempt to collect the alleged debt has no basis in law, because they are not authorized nor regulated by the FCA (and CLI admits this on their site). If that's the case, be sure to get a written statement from them saying so. It's possible that CLI might hide behind the credentials of some parent or related company in the future, in which case they can be held to task for violating FCA's rules and face heavy penalties. If you're already wrapped up in a game of letter tennis, it may help to remind CLI of these facts and engage in an ADR process with the FCA.

Financial Ombudsman Service

A financial ombudsman specializing in debt-collection agency abuses could also be of use. The complaint process is simple and free, but it must be done after communicating with CLI first (be aware of time factors that may be at play). There are many bases for making a complaint, such as:

If you aren't the correctly identified party
The amount being demanded is incorrect
CLI International has engaged in harassing behavior
Your requests for reasonable payment accommodations go ignored
CLI International's debt allegations are unenforceable

Small Claims Court

You could even file a small claims court action against CLI International's fraudulent debt-collection practices. Depending on the court's location, the limits vary:

England and Wales	£10,000
Scotland	£5,000
Ireland	£2,000 to £5,000 (depending on which region — the Northern Ireland courts have a higher upper limit)

DoNotPay's simple and streamlined small claims court service can help you administrate your public servants and keep this issue from dominating your time and energy!

How to Make a Payment to CLI

If you are certain that the debt is valid, you can do so through their online payment processor. Make sure that you get confirmation of payment, and it doesn't hurt to get a letter verifying that the debt has been fully discharged from both CLI and the client on whose behalf they are collecting.

Or, use DoNotPay.

Get Debt Help with DoNotPay

We help people face these frustrations every day with our experience-fueled and streamlined Debt Collection service. With DoNotPay, you can let us contend with their paperwork maze to determine whether or not the debt collector is in compliance with the Financial Conduct Authority (FCA) guidelines, issue expertly crafted demand letters, and even report them to the proper governing body on your behalf. More often than not, the written law is on your side — but most people are simply never shown where to look, and the school system doesn't teach much at all about the legal or financial system. However, it's not too late to protect yourself from debt collectors' attempts to scare you into giving away your money without asking twice!

Whether CLI International has contacted you recently or has been harassing you for months, DoNotPay can help. Here's how:

Search "debt collection" on DoNotPay.
Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

That's all it takes! After you've chosen the course of action you want to take, we'll handle for you. With the world's first robot lawyer, your debt-validation demand will go straight to them via first-class post, and any complaints will be sent to the correct trade association or ombudsman. If they can streamline debt-collection practices, then you can protect yourself with automated services of your own!

DoNotPay Works for Any Debt Collection Agency

We began helping people combat spurious parking fines and grew to handle debt-collection services of any kind. See our other debt-collection guides, and make debt collectors everywhere get used to dealing with the legal system they so often abuse with impunity:

What Else Can DoNotPay Do?

We've expanded to bring a full suite of administrative-hassle-busting services right in the palm of your hands. With DoNotPay, you get all this and more for a single low monthly rate:

With the world's first robot lawyer, it's now possible to counter the legal-over-law corporate debt machines of the world with automated online tools. Join DoNotPay today to protect your finances and reclaim your time!