Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.
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Clean Credit Report

How to Remove Negative Items from Credit Report Yourself

There are many reasons people get negative items listed on their credit reports. These negative marks can really be a problem if you want to get a loan or make a large purchase. Depending on what the negative items are, they can affect your credit report for seven to ten years. This article takes a look . . .
Clean Credit Report

Process of How to Delete Medical Collections from Credit Report

Negative accounts, like medical collection accounts, can drop your credit score by 50 to 100 points. They also remain on your credit report for seven years. If you want to know how to remove medical collection accounts negatively impacting your credit, keep reading to find out what steps you can take . . .
Clean Credit Report

Learn How to Remove Collections From Credit Report Easily

It is not easy to remove collections from your credit report. DoNotPay can help. Sometimes things happen in life that prevent us from paying our bills. Once the bill has been unpaid for 120 days, it is usually referred to a collections agency, which immediately reports to the three credit agencies: . . .
Clean Credit Report

How to Remove Inquiries You Did Not Make from Your Credit Report

Any credit inquiries from the past two years will typically show up on your credit report, and periodically checking your report for errors or signs of possible identity theft is a must to make sure you are not losing points for inquiries you are not responsible for. Although you generally cannot remove . . .
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⭐ Build and Improve Your Credit Score in 3 Easy Steps

A bad credit score can be devastating in the long term. It could mean that you are denied loans or will have to pay higher interest rates for your existing ones. It could also affe . . .
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Best Apps to Improve Credit Score

There are a lot of apps to improve credit scores and for good reason. Your credit score is a reflection of your financial history and stability and is used by banks, insurance agencies, rental agencies, and other institutions to determine your ability to pay your bills and debt. If your credit report . . .

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How to Clean Up a Credit Report

Did you know that 28% or one in four Americans have had at least one debt in collections, according to a 2019 report by the Consumer Financial Protection Bureau (CFPB)? A collections account on your credit report can hurt your credit score, making it more expensive to get a mortgage, buy a car, or access . . .

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