Credit is something that people may work for years to get. Then, because of some oversight or financial issue, you get a bad mark on your credit report. How frustrating? Especially when the bad mark comes from a company like Vance and Huffman LLC who you may not know. Unfortunately, it happens often, . . .
Read More Vance And Huffman LlcThese days, everyone should pay attention to their credit report. If your report contains erroneous information, you will be glad to know that it is actually possible to remove Westlake Portfolio Management collection and other derogatory marks that are tanking your credit reputation. Learn how DoNotPay . . .
Read More Westlake Portfolio ManagementAre you struggling to overcome a poor credit report from Remex, Inc.? If so, you are not alone. At least 16% of all Americans have poor credit today, with another 18% having only fair credit. It's difficult to maintain a good, strong credit score, so it's no wonder that many Americans are dealing with . . .
Read More Remex IncDebt collectors are annoying and unrelenting. If you have an outstanding medical or financial debt, you may receive calls from Revco Solutions . A debt collection can bring your credit score down more than you might think. How can you keep Revco Solutions from calling you, and remove them from your . . .
Read More Revco SolutionsAre you receiving daily email spam and harassing calls from Carson Smithfield? If so, you may be wondering what effect, if any, Carson Smithfield has on your credit score, how to stop the harassment or whether paying off the debt will fix your credit score. The truth is, Carson Smithfield on your credit . . .
Read More Carson Smithfield LlcHow to Remove Aldous and Associates from Your Credit Report Everybody hates to deal with irritating phone calls and emails from creditors trying to collect their debt. If you happen to receive a call from Aldous and Associates, you probably have not paid your fitness debt, and it has been handed over . . .
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Read More AmerassistAd Astra Recovery Services is a credit collection agency that will harass you and damage your credit. DoNotPay can help you get rid of them forever. Everyone runs into trouble now and then. Sometimes, there are circumstances beyond your control that can affect your income. When your income is affected, . . .
Read More Ad Astra Recovery ServicesPressler & Pressler, LLP, is a third-party debt collector located in Parsippany, New Jersey. The company has extended its service in other states of the US, but most of its operations are concentrated in New Jersey and New York. If you fail to pay a bill, you won't be surprised to see Pressler & Pressler . . .
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Read More Xfinity CollectionsIt's crazy how much our credit scores matter in personal finance. Next to making it extremely hard to get future loans, a bad credit score can make it impossible to get contracts. It includes everything from approval for apartments to phone contracts and employment even. And to top it off, you have to . . .
Read More Helvey AssociatesIf you default on a debt commitment, your creditor may sell your debt to a debt collector or collection company. When a debt goes into collection, the three main credit bureaus—Experian, Transunion, and Equifax—are notified, and your credit score is harmed. Cox Communications is a telecommunications . . .
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Read More Credit Control CorporationHolloway Credit Solutions LLC is a debt collection firm that is mainly based in Montgomery, Alabama. It was started in 1900 and has grown to have approximately 100 employees. Since the company purchases your debt from your creditor, they call you in an attempt to call to collect it. The collection agency . . .
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Read More DcicollectAre you constantly receiving calls from Direct Management Inc concerning a debt? A debt collection service can be frustrating, annoying, and sometimes abusive. In addition, you may have to deal with errors in your credit report. A report by the Federal Trade Commission showed that 25% of consumers in . . .
Read More Direct Management IncIf you have a collection account from Eastern Account System that you have been contacted about, you may be confused about why you owe the company. A third-party collection agency, Eastern Account System (EAS) works on behalf of other companies. When accounts remain uncollected for an extended time, . . .
Read More Eastern Account SystemNo one likes dealing with a poor credit report, no matter what caused it. Owing debt is bad enough without having to deal with a report and requests for collections from companies like AWA. If you're desperate to clean up your credit report from AWA Collections and escape the constant bombardment of . . .
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Read More Caine And WeinerWhen you have a legitimate collection agency on your credit report, it will affect different aspects of your life for up to seven years. Your credit report shows lenders your credit management practices, determining your overall credit score. That's why having Genesis collections on your credit report . . .
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Read More Removing Ashford University Debt Collections From Credit ReportYou may have to face a difficult time financially at some point during your life, and that's completely normal and understandable. However, you must work towards paying off outstanding debts when this occurs. Talking with your lender or credit card company may help. Sometimes, notifying the bank or credit . . .
Read More Cach Llc Removed From Credit ReportWhen creditors give up trying to recover delinquent debt, they can opt to sell the debt to debt collection agencies — like Bull City Financial , which will take up the task of demanding payment from debtors. Unfortunately, once this happens, the debt collection is noted on your credit report and can . . .
Read More Bull City FinancialHow to Remove AssetCare, LLC Debt From Your Credit Report Medical bills are unavoidable, and unfortunately, can be the most difficult to pay off. Even with health insurance, co-payments and deductibles can quickly add up, resulting in an expensive balance that is your responsibility. If you are unable . . .
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Read More AmerisolLike many other collection companies, Amsher Collection Services can harm your credit score and stay on your credit report for up to 7 years, irrespective of whether you pay it or not. Unluckily, paying the collection can even lower your credit score. Notwithstanding, it's possible to remove Amsher Collection . . .
Read More Amsher Collection ServicesThe information on your credit report is used by lenders to gauge your ability to pay debt. According to an FTC study, one in four credit reports have errors. This means that approximately 25% of all debt applications are rejected or receive stricter terms or rates due to errors. This is why you need . . .
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Read More Cba TiftonMillions of Americans use credit when they buy something and many organizations, like hospitals and clinics, bill you later. Many debts do not get paid, so collection agents, like CCS Offices , work to collect the debt. Their client is the organization to whom you owe money. Three big problems, today, . . .
Read More Ccs OfficesHow To Remove DirecTV Collections From Your Credit Report Have you encountered a collection account from DirecTV Collections on your credit card report? Having a debt collection account on your credit card's report could damage your credit card score. That means that having any negative mark under . . .
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Read More Jhpde Finance 1 LlcHow To Remove FirstSource Advantage From My Credit Report Getting calls from Firstsource Advantage means that you have a debt that they have purchased and that you still owe. This can quickly cause damage to your credit score, so should be taken care of as soon as possible. However, disputing a credit . . .
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Read More Maryland CcuTekCollect specializes in collecting medical debt. They may appear as a collection record on your credit file. This might happen when you neglect to make a payment. You can, however, contest a wrongful TekCollect record by contacting their customer support and having the issue resolved. Getting TekCollect . . .
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Read More Qualia Collection ServicesCredit cards are now more accessible than ever before. But sadly, these new-fangled cards have also made it easier to make mistakes that can lead to a bad credit score. One way to fix your bad credit score is to send a credit dispute letter . If you want to clean up your credit report, send letters that . . .
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Read More Debt Validation Letter For Child SupportSubmitting a dispute letter for an unrecognized account on a credit report is the only way to secure your identity and ensure you are not involved in any fraudulent activities. These cases are common, especially if you applied for an account through your creditor and forgot about it, or it could be . . .
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Read More How To Remove Evictions From Credit ReportA credit report is a reflection of your financial history and your ability to pay bills in a timely manner. If your credit report is pulled by a lender and shows a history of late payments, delinquent accounts, and charge-offs, they will likely consider you a high risk borrower. Your loan terms will . . .
Read More How To Remove A Paid Charge Off From Credit ReportCredit is one of the most important aspects of our lives. It can help you buy a car, get an apartment, or even find a job. But having bad credit that has been listed by a collection agency can't get you any of this. If you have been listed and want Credence Resource Management (CRM) removed from your . . .
Read More Credence Resource Management Remove From Credit ReportHave you received a collection notice from a collection agency? Dealing with debt can be overwhelming for many, but the first step is to understand what you should do in the event you receive a letter in the mail about debt from a creditor. While the first instinct may be to quickly pay the debt, it's . . .
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Read More Credit One Bank Pay For DeleteDisputing charges you did not authorize can be difficult, especially if you notice the transaction after 60 days. Due to consumer protection laws, creditors must allow customers to dispute charges within 60 calendar days, but what if you are a little late? It is helpful to have a credit card dispute . . .
Read More Credit Card Dispute Letter Sample For Charges Over 90 DaysHaving debt turned over to Altus can have serious consequences on your credit score. But that doesn't mean you have to pay up whatever they tell you to pay. Errors are common in debt collection, and an Altus Collection debt validation letter can help you ascertain that the debt is indeed yours. If you . . .
Read More Altus Collection Debt Validation LetterA negative report on your credit card may be a sad reminder of your past financial mistakes or sometimes a result of an error made by a business or credit bureau. This negative TRW credit card report can cost you massive financial damage than you could ever imagine. So the earlier you fix your credit . . .
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Read More Capital One Credit Report DisputeT-Mobile collections can hurt your credit score for several years regardless of whether you pay it or not. If you have an erroneous collection in your report, you can leverage the various methods designed for a T-Mobile credit report dispute to file a dispute with the major credit bureaus and remove . . .
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Read More How To File A Dispute On Capital One Credit CardWhen a credit company believes you owe them, they begin a process to collect. The process is damaging and comes with dire consequences, such as an impact on your creditworthiness. Part of the debt collection process includes the debt validation letter. That's a document a creditor like Discover presents . . .
Read More Discover Card Debt Validation LetterWe all love a good credit score and for good reasons. If unfortunately, you default on credit payments, your original creditor may decide to sell your debt to an agency for collection, leaving you with a negative credit listing. To rectify this, you can request a discharge of debt validation letter. . . .
Read More How To Request A Discharge Of Debt Validation LetterYour credit score is the key to unlocking a world of financial opportunities. A good credit score can help you: Buy a car Secure a home loan Get a better monthly plan for your cell phone Improving your credit score can be as easy as taking the time to examine your credit report every year. This . . .
Read More Letter Template To Remove Default From Credit ReportYour credit report is very important. It is a reflection of your financial history and is used all the time by banks and other institutions to determine your ability to pay your bills or loans. Unfortunately, life happens, and your credit report may take a hit. Financial hardships, identity theft, financially . . .
Read More How To Dispute Sprint On Credit ReportNew York State may place a lien on your property if you owe any back taxes. This authorizes the state to confiscate your property to recoup the sum owed in back taxes. You can get the New York State Tax Lien removed from your credit report if you've cleared your back taxes. However, most credit reports . . .
Read More New York State Tax Lien Removed From Credit ReportCredit scores are one of the main factors banks and other vendors use to determine how "risky" it would be to loan you money. Those with low credit scores may get loans with high interest rates, forcing them to pay more than they otherwise would, or they may just be denied a loan altogether. If you want . . .
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Read More Atg Credit Llc Pay For DeleteThe Federal Trade Commission (FTC) reports that out of the 82,700 consumer complaints the commission received in 2020, 49% were claims of debts the consumers didn't owe. If you are in such a pot, let's help you improve your credit report by designing a debt validation letter for your creditors/collection . . .
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Read More Sample Letter To Remove Repossession From Credit ReportHaving a good credit score is key when looking to make large purchases, such as home mortgages to even new phones. Derogatory marks, including late payments, can harm a credit score and possibly prevent a person from obtaining such items. How can you dispute derogatory items on credit reports? This . . .
Read More How To Remove Derogatory Items From Credit ReportA recent CFPB report indicates almost 30% of Americans have debts in collections. Such debts can lower your credit score by up to 100 points. If you are in such a position and need to clean your credit report , DoNotPay can help you write and send an AFNI pay-for-delete letter for you. Creditors have . . .
Read More Afni Pay For Delete LetterMistakes in your credit report can do serious unwarranted damage to your credit score. Sending credit dispute letters to Navient to remove student loans that are listed inaccurately can be an important step to improving your credit score. If you've worked hard to maintain or improve your credit history, . . .
Read More Credit Dispute Letters To Navient To Remove Student LoansHow to obtain a debt validation letter for a federal student loan is a popular topic for just about anyone who has a student loan . But, first and foremost, let's get one basic topic out of the way: deleting student loans from a credit record is not feasible, at least not legally. And, if your student . . .
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Read More How To Fix Equifax Credit ScoreWhether you're looking to buy a house or just improve your credit score , credit report repair can be a daunting task. Your credit score affects everything from opening an account to buying furniture or even getting a job. It is therefore important to watch your credit report and repair any negative . . .
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Read More How To Remove Items From Credit Report After 7 YearsClean Credit Report: Generate a Debt Validation Letter Sample Creditboards Using DoNotPay Your eligibility to get loans and apply for new credit cards is primarily hinged on your credit score status. Sometimes abusive debt collection agencies may ruin your credit report by placing debt collections . . .
Read More Debt Validation Letter Sample CreditboardsHow to Send a Debt Validation Letter After Being Sued Have you been sued for a debt you supposedly owe? Before you take action to fight or pay the debt, make sure to request a debt validation letter. This key piece of information is critical to ensuring that you proceed in the proper manner. You . . .
Read More Debt Validation Letter To An Attorney After Being SuedDebt collectors are a real pain. They call and harass you continuously, and if that doesn't work, they will sue you for the debt. If this is all happening to you, it can be tough on your mental stability. That's why you need a good sample credit collection dispute letter for Connecticut to put the harassment . . .
Read More Sample Credit Collection Dispute Letter For ConnecticutIf you are trying to buy a car or house, apply for a personal loan, or get a credit card or other financing, you are likely aware that your credit report is going to be pulled. Your credit report is a reflection of your financial history. Banks and financial institutions regularly use it to indicate . . .
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Read More How To Remove Settled Accounts From Credit ReportsUnder the Fair Credit Reporting Act (FCRA), credit institutions are required to provide documentation that your debt is valid, that the obligation is lawfully yours, and that the creditor has the right to report the debt to CRBs. We present a sample letter you can use to remove a charge off from your . . .
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Read More Goodwill Credit Inquiry Removal LetterYour credit score affects a lot more in your life than you might expect. From buying a house to credit cards to much, much more, having good credit is important. Unfortunately, there are many things that can hold you back in this regard. For example, having a judgment on your credit report is a great . . .
Read More Sample Letter To Remove Judgement From Credit ReportMistakes happen, and old debt that you have cleared ( zombie debt ) may show up later and hurt your credit rating. It can be challenging to get debt validation on a zombie debt yourself. You can write a debt validation letter or a credit dispute letter, but it may not work fast enough to help. DoNotPay . . .
Read More Sample Letter Of Debt Validation On A Zombie DebtNo one enjoys paying debts, or taking the hit they make on a credit report, especially if they've been sent to collections. What's worse? Paying debts for accounts or amounts you don't actually owe. How can you make sure you're only paying what you owe? Should you try to contact each company? How . . .
Read More Sherry Beckley Debt Validation LetterNearly 80 million Americans have used student loans to pay for all or some of their post-secondary education. Of that 80 million, nearly 45 million are still trying to pay off their student loans. If you happen to be one of the 45 million, you may find yourself disputing information that appears on . . .
Read More Student Loan Credit Dispute Letter