How to Request a Lien Release from Citizens Bank

Citizens Bank may place a lien on your property over unpaid loans, mortgages, or any other products they offer. Once a lien is placed over your property, it becomes a public record and may damage your credit score if it is not removed right away.

Citizens Bank allows you to reach out to the responsible department and request a lien release. For example, if the lien was placed over a home mortgage, you'll need to call the mortgage department and ask for lien release.

Whether you have cleared the payment over which the lien was placed, or you are looking to negotiate for new repayment terms, requesting a may be a tedious task. DoNotPay has a Remove a Lien product that can help you send a letter to Citizens Bank requesting a renegotiation of the terms of your debt based on your needs.

What Is Citizens Bank Lien Release?

A is a public document filed at the public lands records office by the bank to show that the lien over your property has been removed. Depending on the terms of the agreement, the bank can release the lien under the condition that the payments are made as agreed or unconditionally.

You can request a lien release for the following.

Mortgage lien release
Home Equity Loan lien release
Car Loan lien release

How to Get Citizens Bank Lien Release Form

When requesting a Citizens Bank lien release, you'll need to fill out a form or letter that explains your case. This letter should be sent to the concerned department depending on the product or loan you have that led to the placement of a lien.

Mortgage Lien Release

If a lien was placed over your property due to a mortgage loan, you could reach out to the mortgage department at the bank to obtain a release/satisfaction of mortgage documents. You can do that by visiting the bank any weekday from Monday to Friday between 8:00 am and 5:00 pm Eastern Time.

You can also call 1-800-234-6002 to get all the information about the lien and what you can do to get it released.

Home Equity Loan Lien Release

To request a lien release letter for your home equity loan, please reach out to the bank's Consumer Finance Team at 1-800-708-6680. A professional will guide you through the process to ensure that you get a fair negotiation.

Car Loan Lien Release

Reach out to the Customer Finance team at 1-800-708-6680 and get a lien release letter. If you have made a payoff and would like to get your title, an agent can mail or fax it to you.

How Long Does It Take To Get a Lien Release from Citizens Bank?

Once you have paid off the loan or agreed on favorable terms of repayment, Citizens Bank will process the request and remove the lien within two business days.

If you are trying to get a title after paying off a car loan, the title will be processed within different time frames depending on the method you used to pay off the loan. Here's how it works.

Method of Payment	Processing Time
Paid off at the branch	Two business days to process
Regular mail payment	Three business days to process
Loan paid off through priority mail	Processed within the next day
Wire transfer payoffs	Processed within two business days
Payoffs done via IVR before 4:00 pm	Processed the same day
Payoffs done via IVR after 4:00 pm	Processed by the next day

The bank will notify you once the loan is paid or the agreement is registered, and the lien is removed.

How to Request a Lien Release from Citizens Bank with the Help of DoNotPay

No matter what your situation is, DoNotPay can find the relevant information about the lien placed on your property and contact the bank with a request for negotiation. This will give you a chance to pay off your debts on your own terms without having a dent in your credit score.

Through DoNotPay's Remove a Lien product, you can fill out a Release of Lien form and send it to your creditor to sign, allowing you to get the lien off your record and out of mind once you renegotiate your debt.

Here's how it works.

Search for remove my lien on DoNotPay.
Start our Remove My Lien product.
Answer some questions about your specific lien and let us help you craft a letter to your creditor to resolve the issue.

And that's it! DoNotPay will write a letter to the creditor who placed the lien on your property, and you should hear back from that creditor within two weeks!

What Else Can DoNotPay Do?

Whether you are having difficulty paying off your loan or getting a lien by mistake, DoNotPay can help you figure out the situation and keep your property safe.

DoNotPay can help you in the following ways.