Is Citi's 'Custom' 5% Cash Back Card the Right Choice for You

Get Cash Back Is Citi's ‘Custom' 5% Cash Back Card the Right Choice for You

Is Citi's 'Custom' 5% Cash Back Card the Right Choice for You

Are you looking for a credit card that pays you back? Citi's 5% cash back credit cards can help you save on your purchases.

We will guide you through Citi's cash back cards, and show you how to get Citi's 5% cash back incentive to maximize your savings. We will also show you how to get more cashback from almost any retailer with DoNotPay's cashback service.

What is cashback from DoNotPay? With our cashback service, you can enjoy the following:

What Kind of Cash Back Incentives Does Citi Offer?

Citi offers several options when it comes to their cash back cards. While the most versatile option is arguably the Citi®Custom Cash Card, the Costco Anywhere Visa® Card by Citi may give you more savings if you shop at Costco. However, the Citi Custom Cash Card is the only option that provides Citi's 5% cash back offer. Here is a breakdown of the best cash-back credit cards Citi currently offers:

Card NameCash Back OfferAPRAnnual FeePerks
Citi Custom Cash Card5% cash back on the Top Category Each Billing Cycle up to $500 (1% Every Other Purchase)13.99% - 23.99% (0% for First 15 Months)NoIntroductory $200 cash back When You Spend $750 in the First 3 Months
Costco Anywhere Visa Card by City4% Gas from Costco up to $7,000, 3% Restaurants, 2% Costco and Costco.com, 1% Every Other Purchase15.24%No (With Costco Membership)No Foreign Transaction Fees
Costco Anywhere Visa® Business Credit Card by CitiThe Same Benefits as Costco Anywhere Visa Card, Exclusively for Small Business15.24%No (With Costco Membership)No Foreign Transaction Fees
Citi® Double Cash Credit Card1% on Each Eligible Purchase Plus an Extra 1% When You Pay Your Balance13.99% - 23.99% (0% for 18 First Months)NoIntroductory Balance Transfer Fee of 3% for Transfers of $5+ Within the First 4 Months

How Can I Sign Up for A Citi Cash Back Card?

How does cash back work on credit cards? Earning cash back with Citi is simple if you are a Citi cash back cardholder. You will just need to be approved for the card and spend on qualified purchases.

How to Sign Up?

To sign up for a Citi cash back card, view the cash back credit cards on Citi's page and select the card or cards that suit your preferences. You can apply for the card of your choice online or by phone. When you are approved, you will receive your card in the mail.

How to Earn Cash Back?

To earn cash back, just use your Citi cash back credit cards when you make purchases. You can earn up to 5% cash back from Citi when you use your card for eligible purchases, and most cards will give you at least 1% back on all purchases.

DoNotPay can help you earn cash back from Citi and numerous other cash back offerings from stores, websites, apps, and credit cards.

How to Claim Cash Back From Your Citi Card?

Redeeming your Citi 5% cash back incentive can be a tricky process if you are not familiar with Citi's rewards or cash back programs. You can redeem your Citi cash back rewards using any one of the four following methods:

  1.  Use the cash back to purchase exclusive rewards from Citi ThankYou® Rewards, including flights, gift cards, or purchases from Amazon and other online partners.
  2. Use the cash back as a credit on your next statement to pay off your Citi Credit Card Balance.
  3. Use the cash back to deposit cash into your bank account or receive a check for the cash back value.
  4. Use the cash back as a credit toward your student loan or mortgage.

Citi offers several redemption methods, but each follows a different process. While you can find many on your Citi account dashboard, some require a phone call to redeem. The redemption value also varies for each method.

Redeem Your Cash Back With DoNotPay

DoNotPay can help you get the most out of your cashback. We scour the internet searching for cashback offers that meet your needs and send you only the best. Use DoNotPay to find all of the cashback deals for your next purchase or trip to the store.

It only takes three steps:

  1. Search for Cash Back on the DoNotPay website.

     

  2. Kick off the process to find the right app or website for you.

     

  3. Answer some specific questions so that we can help you start making money!

     

And that's it! DoNotPay will send you the best cashback options we can find and help you to start earning more cash back on your purchases!

Make and Save Money With DoNotPay

DoNotPay can help you save money and even earn money from the comfort of your home. Here are some of DoNotPays budget maximizing features:

Try DoNotPay today and save on your next purchase.

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