Chicago Suburbs With Low Property Taxes—Where To Buy Property in Illinois
Chicago is located in the largest county in Illinois, and it may be hard to find suburbs with low property taxes there.
You shouldn’t worry, though—DoNotPay has all the stats for you!
Can You Find Chicago Suburbs With Low Property Tax Rates?
While Cook County is the biggest county in the state of Illinois, its tax rate is actually lower than the state average by 0.06%. This is good news for you if you are planning to purchase real estate property in Chicago.
Here’s all the important data regarding Cook County and property taxes:
Cook County Property Taxes
Average home value
Average annual tax payment
Homeowners in Chicago also pay lower annual tax bills than residents of other cities in Cook County. The average annual property tax payment is between $2,400 and $6,000.
The suburbs that have the lowest property tax rates in Chicago are mostly located in the south. Some of the suburbs you can research if you want to live in an area with a low property tax rate are:
- Indian Head Park
- Long Grove
- Burr Ridge
- Deer Park
If you decide to purchase property anywhere in Chicago, you should read all about the:
- Cook County property tax assessments
- Cook County property tax exemptions
- Cook County property tax appeals
What About Other Illinois Towns With Low Property Taxes?
Since Illinois is among the top-ranking states in the country when it comes to high property tax rates, you may have a hard time finding areas in Illinois where it won’t be expensive to pay property tax bills.
The tax rate in Illinois is 2.16%, but here are some areas that have a slightly lower tax rate than the state average:
- Alexander County
- Crawford County
- Gallatin County
- Hardin County
- Jasper County
- Perry County
- Pulaski County
- Macoupin County
What You Need To Know About Property Taxes if You Own Property in Chicago, IL
If you want to purchase real estate property in Chicago—or any other city in Illinois—you need to be ready to pay your homeowner taxes.
The local tax appraisers will assess your home’s market value to determine how much you’ll pay in property taxes every year. This is called a property tax assessment.
Note that local tax rates may change on a two-year basis.
County boards will review the assessed value of your property to make sure it’s correct. Once the boards have the right number, they multiply it by the tax rate in your suburb or county.
If you don’t agree with your property’s tax assessment, you can appeal it to the county boards. To go through with your property tax appeal, you usually need to:
- File a claim and pay a fee
- Collect strong evidence to prove your assessment has errors
- Appeal your property’s assessment in court
Bonus Tips for Reducing Your Property Tax Bills
Before the property assessor arrives at your home, here’s what you can do to make sure there are no errors that will lead to higher tax bills:
- Check what the appraised value of the neighboring homes is
- Stay close to the property assessor when they visit your property
- Invite the property assessor into your home and make sure they are not ignoring any defects, such as a leaking roof
- Refrain from adding any fixtures or improvements to your property until the assessment is over
When you get your property tax notice, you should read it carefully to see whether you can spot any mistakes.
Struggling To Find Low Property Tax Areas in Illinois? DoNotPay Can Help You!
Since Illinois is notorious for its high property tax rates, you may need help lowering your tax bills.
Local governments offer many property tax exemption programs to citizens that can reduce a specific amount of their property’s market value, which leads to lower tax bills.
Homeowners rarely apply for exemptions because the process takes time and effort.
DoNotPay’s product solves this issue! Our app can get you a fully personalized guide on reducing your property taxes. Here’s how to get this guide:
- Log in to your DoNotPay account
- Go to our Property Tax product
- Give us several key pieces of information about yourself and your property
In a few minutes, DoNotPay creates a guide that tells you:
- What property tax exemptions you are eligible for—from homestead to senior citizen exemptions
- What documentation you will need to collect to apply for the exemption
- How to file your claim
Appeal Your Property Tax Assessment With the Help of DoNotPay!
Our all-encompassing guide also contains the essential information on appealing your property’s assessment. You’ll learn:
- What the deadline for filing an appeal in your county is
- How to collect the evidence you need
- What to do during your court hearing to win your case
Sign up for a DoNotPay account today to get help with reducing your property tax bills and save thousands of dollars in property taxes each year.
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