How to Take Advantage of Your Capital One Cash Back Credit Card

Get Cash Back How to Take Advantage of Your Capital One Cash Back Credit Card

How to Take Advantage of Your Capital One Cash Back Credit Card

One way that credit card companies and stores try to convince people to use them is with reward programs. These programs encourage you to shop using them. One of the most popular is cashback rewards and many say that the Capital One Cash Back credit card is the best.

However, even though it may be considered one of the best, this does not mean that it is the right choice for everyone. Therefore, if you are considering the Capital One cashback card, DoNotPay can help you decide if it will meet your needs better than other cash-back apps or cards. With Capital One, there are many unlimited cash-back credit cards available.

Capital One Cash Back Credit Card Overview

One of the first things you have to do when looking into and figuring out the Capital One cashback rewards program is to decide which card you want or may already have.

The right one for you will depend on several factors including:

  • How You Choose To Spend Your Time
  • Your Current Credit Scores
  • Whether You Are a New Card Member
  • How Much Interest You Want to Pay

The Capital One credit card options that offer cash back are SavorOne, Savor, Quicksilver and QuicksilverOne. A quick overview of what each one has to offer is:

Savor and SavorOne

Best for those who love going out.

  1. SavorOne
  • Up to 3% Cash Back When Used for Dining, Entertainment, Grocery Store Purchases, and Streaming Services
  • 1% Cash Back on Everything Else You Enjoy
  • Up to 8% Cash Back on Vivid Seat Tickets

New members may be able to earn a one-time cash bonus of $200-$300 depending on the card option you qualify for. Good or excellent credit is required, and each card option may have various purchase rates.

2. Savor

  • 4% Cash Back on Dining, Streaming, and Other Entertainment Options
  • 3% Cash Back at Grocery Stores
  • 1% for Other Purchases
  • 8% Cash Back on Vivid Seat Tickets

Savor has an annual fee of $95.00.

Quicksilver Cards

Best for Casual Shoppers Who Simply Want to Earn Cash Back

Quicksilver Rewards CardQuicksilver Rewards for Good CreditQuicksilverOne RewardsQuicksilver Secured Rewards
5% Cash Back on Every Purchase

Earn a One-Time $200.00 Cash Bonus When You Spend $500 in 3 Months (New Members Only)

Requires Excellent Credit

0% APR for 18 Months

5% Cash Back on Every Purchase

Requires Good Credit

99% Variable APR

5% Cash Back on Every Purchase

No New Member Offers

Requires Fair Credit

49% Variable APR

5% Cash Back on Every Purchase with Refundable $200.00 Deposit

$26.99% Variable APR

QuicksilverOne Rewards does require an annual fee of $39.00.

How to Sign Up for Capital One Unlimited Cash Back

You can sign up for a Capital One Savings account or checking account easily enough. However, you must be:

  • A United States Citizen or Lawful Resident
  • Have a U.S. Address (APO and FPO Is Okay)
  • Have a Valid Social Security Number
  • Individual Taxpayer Identification Numbers Acceptable for Branches, Cafés, and a Linked U.S. Bank Account.

When opening an account, you will be required to electronically transfer money from a linked account or submit a personal check from your linked account.

To see if you are eligible for the best Capital One cashback credit cards, you will need to:

Answer Pre-Approval Questions

These questions are mostly related to your:

  • Name, Phone Number, and Address
  • Email
  • Employment Status
  • Money Income Per Year
  • Monthly Rent/Mortgage Payments
  • Bank Accounts You Currently Have
  • Birthday
  • Social Security Number
See Cards You May Be Eligible to ReceiveIf there are cards that you are pre-approved for, you will need to continue your application by confirming your phone number and social security number, as well as telling Capital One your employment status and occupation.
Finish Filling Out a Shortened ApplicationConfirm all information and then wait to see if your application has been approved.

How to Earn or Redeem Capital One Cash Back Rewards on Your Own

To redeem Capital One cashback rewards on your own, you have several options to consider. You can:

  • Redeem Your Rewards for Cash
  • Apply Rewards to Your Account Balance
  • Spend Rewards on Purchases (including rental cars and more)
  • Use Rewards for Gift Card Purchases
  • Apply Your Rewards to Amazon, Walmart, eBay, PayPal, and More

To use your rewards online, you must log in to your account online or use the mobile app. Decide how much you would like to redeem and complete the transaction.

It sounds straightforward. However, for you to use your rewards on these websites and such, you must go through the process of setting each online store to use your cash back rewards. This is where things can become tricky.

If you aren't sure that you are doing everything right, or you have tried and failed to succeed with it, DoNotPay can help. We can tell you how to maximize your Capital One cash-back shopping experience and help you discover other ways to make money through cash-back programs.

How to Maximize Capital One Money Back With DoNotPay

In the same way that DoNotPay has helped others get the most from their Discover It cash back cards, we can help you get more from Capital One cashback credit cards. We can also help you understand how to get cashback through other services like apple pay.

Before you settle for less cash back than you deserve, why not ask us for help. Getting started only requires you to take three simple steps:

  1. Search for Cash Back on the DoNotPay website.

     

  2. Kick off the process to find the right app or website for you.

     

  3. Answer some specific questions so that we can help you start making money!

     

And that's it! DoNotPay will send you the best cash back options we can find and help you to start earning more cash back on your purchases!

Other Ways that DoNotPay Can Work for You

Earning Capital One credit card cashback is just one of the many things that DoNotPay can simplify for you. There are many services that you may find helpful. We can help you:

No matter what you need, DoNotPay can likely simplify the process of you getting it. Simply visit DoNotPay online to learn about all the services that we provide.

Want your issue solved now?