How to Handle Bowden McKenzie Debt Collectors

When you see a strange name on your credit report, it's easy to feel confused. Much of the time, what you're seeing is the name of the company that took over the original lender's debt. Rather than seeing the name of the credit card you didn't pay, you'll see a name like Bowden McKenzie debt collectors who now have the task of obtaining the money owed.

DoNotPay can help you remove names like these off your report, whether by assisting you to locate them so you can pay, or by guiding you through the process of reporting them. We'll work with you no matter if it's for Provident Loans, DWP, or any other collection agency.

A Little About Bowden McKenzie

Bowden McKenzie was a firm responsible for handling debt collections. Although they've now closed up shop, you may still see the debt on your credit report. If your debt was not written off, it may have been passed onto another business, and you'll notice that change soon enough.

No matter which company is coming after you, be it Bowden McKenzie's replacement, Marston Group Holdings, or any other lender or agency, it is wise to either dispute the charge or get the payment handled promptly. The longer you prolong the case, the more damage it can do to your reputation with other lenders.

Contact Details for Bowden McKenzie

Bowden McKenzie has shut down. However, you may still attempt to contact Bowden McKenzie if you desire. Although, there is no guarantee you'll receive a response. These are the contact details we could find:

Chances are, a new collection agency will take their place in an attempt to reach you about the debt you owe, unless it was written off. You can always wait a while to see if new information arrives on your credit report to determine who you need to speak with going forward.

What Are Repercussions for Failing to Pay Debts

There are always repercussions when you fail to pay any debt, whether to Bowden McKenzie or another debt collector, like Lowell Financial or Amigo Loans. You may experience:

1. A drop in your credit score
2. A demand by the company to be paid back
3. A court hearing regarding the matter
4. Bankruptcy

A drop in your credit score is the least of your worries. Getting taken to court, and possibly facing bankruptcy, is a much more serious repercussion. It is always in your best interest to at least make an attempt to pay what you are owed.

Can Bowden McKenzie Go After This Debt Forever?

In general, debt collectors are able to go after you for payment indefinitely. You are always obligated to pay, even after the debt falls off your report in six years.

Steps for Paying Off My Debt to Bowden McKenzie

If you have a debt to pay to Bowden McKenzie, or any financial institution, you have a few options.

Pay the Debt in Full

The best solution is to simply pay what you owe. If you can get the debt paid in full, the amount should come off your report. You will also no longer be hounded by the company to give them the money.

Request a Payment Proposal

If you truly do not have the ability to pay the money back, it is wise to set up a payment proposal. Ask the company to give you time to pay it all back in instalments. Let them know whether you can pay in either:

• Monthly instalments
• Weekly instalments
• Bi-Monthly instalments

or some other interval. Tell them how much you can pay each time, and offer a payment method so they can take the money as intended.

Ask for a Debt Validation

Perhaps you're unsure whether you even owe this debt at all. You can request that the company sent you a letter verifying the money owed, the date it became listed as a debt, and who the original creditor was. With these details from companies like Bowden McKenzie, Moorcroft, Advantis or otherwise, you may be better able to determine if you do, in fact, owe the amount they say stemming from that original creditor/agency.

Get Bowden McKenzie Debt Collectors (And Others) Off Your Back With DoNotPay

Whether you're attempting to remove debts from Bowden McKenzie debt collectors on your report, or want to pay an amount listed by another company, DoNotPay can assist. We will ask you a few questions and then help you get the situation sorted.

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

In What Other Ways Might DoNotPay Assist Me?

DoNotPay can assist in countless ways. We will help you handle:

• Analysing terms of service pages
• Finding compensation hacks on airline flights
• Appealing banned accounts
• Cancelling timeshares
• Cancelling an AA membership