How to Stop Harassment From Blair Oliver and Scott Debt Collectors

Blair Oliver and Scott Debt Collectors is a company becoming known due to the infamous actions of collecting debts. It usually pressures and harasses people into settling their debts in full.

If the company has recently contacted you over some debt you owe, you should not panic because you are not alone, especially in these tough economic times. This article will cover how DoNotPay can be pivotal when dealing with Blair Oliver and Scott Debt Collectors.

What Is Blair Oliver and Scott Debt Collectors?

After receiving a debt collection letter from Blair and Scott Debt Collectors, you may think they are bailiffs or third-party debt collectors. But they are not. Blair and Scott Debt Collectors are just one of the in-house debt collection groups for the Bank of Scotland and Halifax.

Nowadays, many banks and creditors use this tactic to get back debts owed. They have internal debt collection teams that use another name because it adds to the pressure of paying back the money.

The number Blair Oliver and Scott Debt Collectors calls from is 01908423800. You can also connect with Blair Oliver and Scott Debt Collectors through the following:

What Happens After Blair Oliver and Scott Debt Collectors Contact You?

Blair Oliver and Scott Debt Collectors have employed field agents to chase debts owed to Halifax and the Bank of Scotland. These agents will opt to visit you in your home and may even coerce you into settling the debt. You may also receive calls several times a day to pressure you to do so.

Fortunately, there is a way you can stop Blair Oliver and Scott Debt Collectors from doing this. Even so, you need to act quickly if you don't want them to visit your home, take your car or even your belongings repossessed following a court order.

You will need to talk to an independent Debt Advisor who will:

• Assess the debts you already have.
• Look at the assets you own like houses, land and shares.
• Issue you with a reference number. At this point, Blair Oliver and Scott Debt collectors will be unable to visit your home or call you.

How to Deal with Blair Oliver and Scott Debt Collectors on Your own

Before making any payments to Blair Oliver and Scott Debt Collectors, you should do the following:

1. Check whether you owe the debt - This is the first and crucial step. If you are not so sure about the debt, you can confirm by using credit agencies like Experian or Noddle.
2. Request for a debt verification letter - Blair Oliver and Scott need to prove that you are in debt. If you don't receive a debt verification letter, you have to request it. If you don't receive the letter after asking for it, then the company has no right to chase you up for the debt they claim you are owed.
3. Check whether the debt is statute-barred - In reference to the Statute of Limitations Act 1980, some debts usually have an expiry period of 6 years. If your debt is close to its expiry, the best thing to do would be to just wait it out.
4. Check if the debt is for another person - Mistakes happen, and it is not unheard of for letters from debt collectors to be sent to an old address. If you receive such letters, you should call Blair Oliver and Scott Debt Collectors and inform them.

How to Deal with Blair Oliver and Scott Debt Collectors With the Help of DoNotPay

DoNotPay will help you determine if Blair Oliver and Scott Debt Collectors are abiding by the Financial Conduct Authority (FCA) when contacting you for the debt. We will also take you through some questions and help you decide what actions you should take. In case you decide to report the organization to the relevant body, we will file the letter of complaint on your behalf.

Here’s how to get started:

1. Search "debt collection" on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman

DoNotPay Can Help With Other Debt Collectors

DoNotPay can help you with the following:

• Moorcroft Debt Recovery
• DWP Debt Management
• Advantis Debt Collection
• Provident Loans Refund
• Marston Group Holdings
• Lowell Financial
• Amigo Loans Refund

What Else Can DoNotPay Do?

DoNotPay can prove useful in many other concerns, such as:

• Small claims court
• Help with bills
• Free trials
• File a complaint
• How to cancel
• Increase credit limit
• Pay bills online

Why hesitate? Contact us now and let us assist you in stopping Blair Oliver and Scott Debt Collectors in their tracks.