The Best Way to Pay Your Big Lots Bill

iEditorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

The Best Way to Pay Your Big Lots Bill

There is a feeling of satisfaction that comes with getting your bills paid on time and in full. People should know that they have a lot of options to . If they have opened up a credit account with the famous retail store, then they should know that they can also work on getting their bills paid instantly with that store if they choose to do so.

How to Pay Your Big Lots Bill

When you spend money on your Big Lots credit card, you obviously have to pay it back at some point. You can rest assured that Big Lots makes it easy for you to choose from a variety of options to make those payments. These include:

Payment by phoneCall them at 888-566-4353
Payment through the mailMail a check back when you receive your invoice through the mail
Payment via the internetSet up an account at the time that you set up your credit card, and you should be good to go

You can choose which option makes the most sense for you, but most people prefer to pay their Big Lots credit card the same way that they pay something such as their utility bill. It is easiest for them if they just set up all of these payments via the internet because it saves them the time necessary to write out a check and make sure they are mailing it to the right place. Plus, more options are available online for how they would like to split up the bill and when to pay it.

Why Paying on Time Matters (Lowering Your Bill)

You should take a few minutes to figure out how you are going to pay your Big Lots bill and make sure you pay it on time each month. Staying on top of your bills and ensuring that they are paid on time means that you avoid some negative consequences. These are:

  1. A ding to your credit score
  2. Late fees
  3. Inability to apply for or receive additional credit in the future
  4. Harassing calls from bill collectors

You don't want to deal with any of these issues and you don't have to. Set up your payments so that they come out of your account automatically, and you will never be late on a payment again. Additionally, you may want to set up some reminders for yourself so you always know when your money is set to come out of your account. If you can do both of those things, then it should be pretty smooth sailing for you going forward.

Setting Up Recurring Payments with DoNotPay

If you want to set up recurring check payments but don't know where to start, DoNotPay has you covered in 6 easy steps:

  1. Go to the Bill Pay product on DoNotPay.

  1. Connect a bank account if you haven't already.

  1. Schedule recurring or one-time payments by entering the person you want to address the check to, the payment amount, and their mailing address.

  1. Customize the payment with a PDF attachment, image, and memo.

  1. Enter your contact information, including email, address, and phone number.

  1. Submit your task! DoNotPay will mail the check on your behalf, and make sure it gets sent each recurring period if you set up recurring payments. You can always return to the product to delete or add new payments.

Ways to Use Big Lots Credit

Big Lots was founded all the way back in 1967 by a man named Sol Shenk. He loved to find closeout deals on all kinds of everyday products and wanted to create a store that could provide those eye-catching values to customers every day. Thus, he founded the store that we now know as Big Lots.

He might have envisioned that the store would have a bright future ahead of it, but surely even Shenk didn't realize that it was destined to become what it is today. It is a retail juggernaut that trades on the stock exchange and has 1,404 store locations as of 2019.

Given all of this, it should perhaps not be surprising that the company has branched out into offering credit to its customers. Those who accept the offer are granted a Big Lots credit card to manage. They can use that card anywhere that accepts them, but they are paying back the debt to Big Lots. This credit can come in handy to do the following:

  • Purchase products in Big Lots itself
  • Pay for groceries, gas, or other everyday expenses
  • Handle the purchase of big-ticket items such as gifts for the holidays

People sign up for these credit cards when they need to deal with any of these expenses or a multitude of others like them.

Factors that Increase Your Odds of Approval

Not everyone is approved for a , but there are some factors that can improve your chances of getting approved in the first place. A few of these factors include:

  • A strong credit score
  • A reasonable debt to equity ratio
  • A good income
  • A record of purchases from Big Lots

All of these factors are weighed in together and considered. You should understand that the company is interested in producing this line of credit for you, but they must make sure that they are only lending to those who can afford to pay them back. This is the reasonable and responsible thing to do, and that is what Big Lots has chosen to do.

Once you are approved for your line of credit, make sure you set up an online account right away. It will give you access to your line of credit at all times, and it will let you keep tabs on what you owe and when your payments are due. This is important information to stay on top of, so you always know where you stand with your .

What Else Can DoNotPay Do?

It can also help with settling bills for utilities such as the following:

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