Can You Get Cash Back With The Apple Card?

Uncategorized Can You Get Cash Back With The Apple Card?

Can You Get Cash Back With The Apple Card?

There are dozens of credit cards that offer cashback, including Walmart, Amazon, and more. Apple is one of many that offer cashback on any purchase you make using their Apple Card. Some cards provide monthly cashback rewards, which are different from reward points such as those you may get for travel (such as free miles). Read on to learn more about cashback and the Apple Card cashback program.

How Does Cashback Work?

Cashback is simply a term used to describe a percentage of the amount you spend on your card.

In some cases, you might only be able to get cashback for purchasing eligible items. In other cases, you can use your credit card to buy anything and receive cash back rewards.

Some programs will apply the cash back rewards to your credit card account until you choose to redeem them. Others - such as the Apple Card - apply the cashback to your Apple Wallet app daily. With cashback, you can save up your rewards to lower your credit card bills or use the money to make more purchases.

Apple Card Cashback 

With the Apple Card, you can use the Apple Wallet app to collect three percent cash back on every purchase you make with the card. For example, if you purchase $100 of groceries with your Apple Card, you will receive three percent ($3), which will be added to the Apple Wallet app for you to use as you choose.

Unlike many other cashback programs, Apple offers cashback daily and on any purchase, you make with your Apple card. There are no hidden fees to having the Apple Card.

It is not uncommon for cashback programs to apply only to specific merchants, retailers, or purchases.

You can use your Apple Card to purchase Apple products - from iPhones and Mac PCs to iPhone cases - as well as these merchants:

  • Duane Reade
  • Mobil
  • Panera Bread
  • Uber
  • Walgreens
  • Exxon
  • Nike
  • T-Mobile
  • Uber Eats

These are currently the merchant offers when using your Apple Card:

Nike3%Not available outside the US.
Panera Bread3%Not available outside the US, for orders made on third-party apps and online gift card purchases.
Walgreens3%Not available for orders made on third-party apps, independent health service providers, and Sprint Express.
T-Mobile3%Valid for purchases using Apple Card with Apple Pay in T‑Mobile stores in the US, and bill payments and AutoPay on t‑ and in the T‑mobile app. Authorized T‑Mobile dealers are not eligible for this cashback. Sprint account payments are not eligible for this cashback.
Exxon Mobil3%Valid when used in the US and used with Apple Pay at Exxon- or Mobil-branded pumps and attached convenience stores. Not available for purchases at third-party merchants.

While the Apple Card has gained popularity over the past year, it is not uncommon for holders of one to also have a Paypal credit card, Amazon credit card, or other leading industry card issuers like Citi Bank or Discover.

Alternatively, you can receive two percent cashback when using Apple Card with Apple Pay - a free secure payment option available on iPhones, iPads, Apple Watches, and Macs. Apple Pay is accepted by 85 percent of U.S. merchants.

The cashback is one percent when you use the Apple card for any other purchases. Since the Apple card works anywhere MasterCard is accepted, you can use it to purchase almost anything.

Apple also offers a Family Apple card which provides added benefits for all family members and helps build the credit scores of all who participate.

How to Redeem CashBack on Your Apple Credit Cards

Your cash back rewards are automatically credited to your Apple Cash account every day. Apple Cash is a part of Apple Pay that works similar to a virtual wallet, allowing you to purchase items or send cash to friends and family.

You can allow the cashback to accrue into your account and then use it for almost anything, including:

  • Paying friends or family
  • Making purchases
  • Transferring cash to your bank account

You will need to have an Apple product such as an iPhone, iPad, watch, or Mac to use the Apple card and connected apps like Apple Pay and Apple wallet.

How to Apply for an Apple Card on Your iPhone

Getting an Apple card is the same as most other credit cards. However, you should have a qualified Apple product before obtaining an Apple Card because this card works in conjunction with exclusively Apple apps and products. If you do not have an Apple product, you will only use the Apple card for eligible purchases online and in-store at Apple.

  1. Open the Wallet app and tap the add button
  2. Select Apple Card, then tap Continue.
  3. Complete your application.
  4. Review and agree to the Apple Card Terms & Conditions.
  5. Accept your offered credit limit and APR.

How to Apply for an Apple Card on Your iPad

  1. Open the Settings app.
  2. Scroll down and tap Wallet and Apple Pay.
  3. Tap Add Card.
  4. Select Apple Card.

Solving Apple Cash Back Issues With the Help of DoNotPay

Cashback programs can be frustrating and confusing to figure out. Still, DoNotPay helps remove the frustration and complexities in three easy steps.

  1. Search for Cash Back on the DoNotPay website.


  2. Kick-off the process to find the right app or website for you.


  3. Answer some specific questions so that we can help you start making money!


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