How to Stop Andrew James Bailiffs and Debt Collectors Hassle-Free

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How to Deal With Andrew James Bailiffs Debt Collectors the Easy Way

Has your phone been lighting up recently with calls from ? If so, it means you have officially been turned over to collections for payment on a delinquent account.

You're not alone, as countless citizens find themselves experiencing financial hardship. Missing payments can add up quickly, and many creditors turn to Andrew James bailiffs to be their debt collectors to get back what's owed to them. If you're on the unpleasant receiving end of an Andrew James inquiry, you only have a few options.

You're fed up with the nuisance calls, but you're equally perplexed about what to do next. Is Andrew James a legitimate company? Should you respond and find out what Andrew James Enforcement is calling about in the first place? Or maybe you know which debt they're trying to collect but you don't have enough reserves to pay it. Ignoring the calls won't be helpful since there are risks of finding yourself in court.

What you need is an easier way to handle debt collectors without the stress and hassle. And If you have an Andrew James entry on your credit report that doesn't belong, that's equally frustrating to deal with, too. Luckily, DoNotPay has just the solution in either scenario.

Who Is Andrew James Bailiffs Debt Collectors, Anyway?

The bailiff company, Andrew James Enforcement Limited, is authorised by the Swansea Civil Justice Centre and has been in business since 2003. The company specialises in debt collections, magistrates' fines, and bailiff services.

You may be receiving calls from in an attempt to collect debts that include:

  • Collection of Council of Tax
  • Collection of National Non-Domestic Rates
  • Decriminalised Parking Enforcement
  • Commercial Rent Recovery
  • Magistrates' Fines Enforcement
  • Execution of Inland Revenue Distress Warrants
  • Sundry Debt Collection
  • Process Serving
  • Investigations

The calls will likely be frequent, almost incessant, and incredibly annoying. But if neglected, you could face steeper penalties, especially if Andrew James Enforcement takes you to court for payment.

Andrew James Enforcement Contact Details

Here are Andrew James’ contact details if you want to get in touch with them:

Phone01792 645533
AddressLatheron Chambers, 41 Mansel Street, Swansea SA1 5SW
Payment portalAndrew James Payments

What Happens if I Ignore Andrew James Debt Collectors?

It's imperative that you not ignore these Andrew James Enforcement calls. Once you receive communications, failure to respond could negatively impact your credit rating or, worse, lead to a lawsuit. Whether your debt has been purchased as part of a portfolio acquisition or Andrew James Enforcement is working on behalf of your creditor, you'll need to take some sort of action.

Do You Really Owe the Money?

If you're uncertain about the debt Andrew James Enforcement is claiming you owe, you'll need to identify where it originated. If you do recognise it but believe you've already paid in full, you'll want to request additional information and provide proof of payment. If the debt is much higher than expected, you'll need to verify what interest or fees have also been assessed.

Can You Refuse Payment?

If the debt is yours, you're responsible for paying. That might not always be possible, though, especially if your budget is tight. If this is the case, it's recommended that you contact Andrew James Enforcement to explore payment plan options.

How to Know if Andrew James Bailiffs Are in Violation of My Rights?

To know if Andrew James bailiffs and debt collectors are violating your rights, it's best to first familiarise yourself with the regulations. The Office for Fair Trading, or OFT, developed guidelines by which debt collectors should abide, such as:

  • Treat debtors fairly and ensure they use non-aggressive practices in recovering debts.
  • Make certain that all information provided to you as the borrower is clear and concise at all times.
  • Ensure debtors fully understand the debt and repayment plans.
  • Take a customised approach to debt solutions with consideration of each individual situation before determining action.

If at any point you feel bullied or feel Andrew James Enforcement is not adhering to guidelines, including excessive calling with threatening or undermining messages, you have a right to complain.

Alternative Methods for Resolving Complaints With Andrew James Bailiffs

You may try to connect with Andrew James to complain about harassing behaviour or unfair collection tactics. But if you don't see a resolution to the ongoing problem, you do have other resources available, as well.

  • File Alternative Dispute Resolutions (ADRs) with the Financial Conduct Authority (FCA)
  • Fill a complaint with Ombudsman Service
  • File in small claims court

How Long Can Andrew James Bailiffs Debt Collectors Come After Me?

Andrew James Bailiffs debt collectors can legally pursue you for payment for a period of up to six years. Some mortgage debts might be allowed longer considerations. But in order for that time to lapse, you cannot have acknowledged your debt once nor made any payments.

How to Make a Payment to Andrew James Bailiffs Debt Collectors

If you need to make a payment to Andrew James Bailiffs debt collectors, you have a few different options available. The most effective way to make a payment is to venture online via the Andrew James Enforcement LTD secure payment portal.

Pay by Credit & Debit Card

You can make a debt payment using all major debit and credit cards. Have your details present when you call 01792 645533 to make your payment.

Pay by Post

Andrew James Bailiff accepts payment by post, by cheque, building security cheque, bankers draft, and registered cast payments. Make payable to Andrew James Enforcement Limited and send to Andrew James Enforcement Limited, Latheron Chambers, 41 Mansel Street, Swansea, SA1 5SW.

Pay Over the Counter

You can also visit the payment counter centre to make a payment in person. The address is Latheron Chambers, 41 Mansel Street, Swansea, SA1 5SW.

Get Debt Relief From Andrew James Bailiffs Debt Collectors With DoNotPay

Whether you've just recently been contacted by Andrew James Bailiffs debt collectors or have been harassed for months, DoNotPay can absolutely help you figure out whether their methods are compliant with debt collection laws. After guiding you through a brief series of questions, we'll additionally help you determine what course of action you should take next and contact the Andrew James Bailiffs debt collectors with a demand letter on your behalf.

If you choose to report the agency to a governing body instead, we can also file the complaint on your behalf.

  1. Search for "debt collection" on DoNotPay.

  2. Answer a series of brief questions about the debt collectors in question, including when you were originally contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide next which course of action you prefer to take based on our provided guidance, like filing a debt verification request, demanding that collectors to stop contacting you, or reporting the offending collectors to a professional trade association.

And that's it! Relief is in sight! Once you select the next course of action you prefer to take, DoNotPay will handle everything else. We'll additionally deliver your request directly to the Andrew James Bailiffs debt collectors via first-class mail or file your complaint automatically with the relevant trade association or ombudsman.

See What Else DoNotPay Does Effortlessly

DoNotPay can help you with the following:

With debt collectors in your rearview mirror, you can explore some of the other products DoNotPay has:

  1. Get help paying other bills
  2. Learn how to cancel subscriptions
  3. File a lawsuit in small claims court
  4. File complaints with private companies
  5. Explore and claim any missing money owed to you
  6. Request credit limit increases
  7. Find free trials to sample
  8. Setup paying your bills online

Deal with the easy way with DoNotPay!

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