Does Amazon Offer a 5% Cash Back Card?
In 1986, Discover became the first credit card company to offer cashback offers on purchases made. The concept took off, and in the early 1990s, it seemed most providers were offering points, miles, rewards, and cash-back incentives. Today, Walmart and Amazon, the world's biggest suppliers of retail goods, offer their own credit card products, with enticing cashback offers to lure customers to their brand.
There are two ways to look at cashback —
- When a credit card company provides the cardholder with a small percentage of the total transaction as a cashback reward
- When you use a debit card to pay for a transaction and request a small amount of money over and above the total of the original purchase
DoNotPay can help you differentiate between the two, offering ways to get cashback and helping you find the best cashback credit cards. We can show you how cashback works on credit cards to help you put more money back in your wallet.
Our easy-to-use automated system can also help you find companies that provide cashback offers and show you how to access cashback apps. What should be a simple process is confusing for many consumers. For example, with Apple, you can get an Apple Card cashback product or select to get cash back with Apple Pay. Then there's the question of how to get money back from PayPal. The possibilities are endless and often frustrating to figure out.
In the case of Amazon, they also offer several credit card products. Amazon Prime members can upgrade their Rewards Visa Signature Card to receive Amazon 5% cash back benefits, while regular cardholders are not entitled to the same rewards.
Using DoNotPay to find cashback deals is an automated, convenient, and less frustrating way to find valid offers. Searching on your own is not only time-consuming but often results in expired deals or offers that are too complicated to figure out how to use.
DoNotPay eliminates the hassle and puts the power of cashback offers in your hands with just the simple click of a button from your home computer. It has never been easier to save money when making online or in-store purchases.
Overview of Amazon 5% Cash Back Offer
Amazon Prime Rewards Visa Signature Card offers members 5% cash back on all Amazon and Whole Foods Market purchases. If you do not have a current prime membership, which has an annual cost of $139, you will only receive 3% in cashback rewards.
The Amazon 5% Cash Back offer does not apply to the following purchases:
- International Whole Foods Market website
- Whole Foods Market or Whole Foods Market 365 purchases through third-party sites
- Online purchases of classes or event tickets
- Whole Foods gift cards
- Massage chair services purchased from the Whole Foods Market website
How to Apply for an Amazon 5% Cash Back Credit Card
Amazon offers several credit card products through Chase Bank. These include
- Amazon Rewards Visa Signature Credit Card
- Amazon Store Card
- Amazon Secured Card
- Amazon.com Corporate Credit Line
- Amazon Business American Express Card
To apply for an Amazon 5% Cash Back card, go to the Amazon website and enter your personal, contact, and financial information for consideration. It takes about 15 seconds to receive an instant decision. If you are not sure if you will qualify, you can go through the pre-qualification process to avoid a negative impact on your credit report.
If you receive instant approval, you will be directed to the Cardmember Agreement for a signature. In some cases, it may take up to four weeks to get a final decision on your credit application.
Once approved for the Amazon Prime Rewards Visa Signature Card, new applicants that receive instant approval will automatically receive a $150 Amazon gift card.
Benefits of the Amazon Credit Card 5% Cash Back
The Amazon 5% Cash Back credit card does not have an annual fee, and there are no foreign transaction fees. The credit card is a good value for consumers that frequently shop at Amazon or Whole Foods Market.
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How to Get Amazon 5% Cash Back By Yourself
The standard cashback rate for all new Amazon Rewards Visa Signature Card applicants is 3%. To upgrade your account to earn 5% cashback, you need to do the following:
- Go to your Amazon account and select Payment Options
- Click on the Amazon Rewards Visa Signature Card to expand the details
- If the link states, "your card could be earning 5% back," select Learn How
- Link the credit card to your valid Prime membership by entering the entire credit card number
- Start earning 5% cashback
There's an Easier Way to Earn Cash Back on Your Amazon Purchases
New cardholders are often frustrated when they discover they are not receiving the five cashback Amazon offer they were promised. While it is a simple fix to link the card in the account settings, many people don't realize they have to go through this step and miss out on valuable cashback savings, often for several months.
DoNotPay offers the perfect solution, helping to ensure you get all the cash back awards to which you are entitled.
It only takes three steps:
- Search for Cash Back on the DoNotPay website.
- Kick off the process to find the right app or website for you.
- Answer some specific questions so that we can help you start making money!
And that's it! DoNotPay will send you the best cash back options we can find and help you to start earning more cash back on your purchases!
What Else Can DoNotPay Do?
In addition to helping you find cash back offers, DoNotPay can help in many other ways. DoNotPay’s automated system is easy to use and is like having around-the-clock customer service at your disposal any time of day or night.
Some of the many services we offer assistance with include:
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