File for an Altus Collection Debt Validation Letter Without the Hassle

Having debt turned over to Altus can have serious consequences on your credit score. But that doesn't mean you have to pay up whatever they tell you to pay. Errors are common in debt collection, and an Altus Collection debt validation letter can help you ascertain that the debt is indeed yours. If you don't know where to start, DoNotPay can help you file a debt validation letter and even clean your credit report.

DoNotPay is a faster, more convenient, and less frustrating way to get a clean credit report. It can also help you file debt validation and credit dispute letter, improve credit scores, dispute credit reports, fix credit scores, remove collections, inquiries, and late payments from credit reports, among other things. Don't let a bad credit score prevent you from benefits like:

• Better refinancing rates
• Lower interest rates
• Better repayment plan
• Higher credit limit
• Access to loans
• Access to insurance

What Is Altus Collection?

Altus GTS, Inc. is a debt collection agency that specializes in debt collections and repayment. It is a legitimate debt collection agency that's been around for over 24 years. However, many people complain about their multiple calls, harassing, and abusive language that goes against the Fair Debt Collection Practices Act (FDCPA).

Altus GTS, Inc. Contact Details

Understanding Debt Validation Letters

Before you pay any amount to a debt collector, you must confirm that the debt belongs to you. The Fair Debt Collection Practice Act requires collections agencies to provide certain information:

1. Name of the alleged debtor
2. Name and address of the alleged creditor
3. Outstanding debt
4. Date the debt became payable
5. Your right to dispute the debt within 30 days of contact
6. That they must send written proof of debt if you dispute the debt in writing

Collections agencies are required to send you a debt validation letter that lists out the above information. If you're still unsure about the debt in question, you can send a verification letter requesting further details. Usually, the validation letter has to come within five days of first contact.

How to Write a Debt Verification Letter

If the validation letter fails to answer your questions, or you don't receive it in the first place, you can send a verification letter requesting proof of debt. The letter comes in handy if you plan to pay the debt or are facing an aggressive collections agency like Altus. Here is an example of a debt verification letter:

Your name

Your Address, City, State, Zip

Date

Altus GTS, Inc.

2400 Veterans Blvd., #300 Kenner, LA 70062

RE: Debt Account Number (if available)

Dear Altus GTS, Inc.

This letter is being sent to you in response to the notice sent to me on [date] regarding a debt. Be advised that this isn't a refusal to pay but a notice to request validation.

Under the Fair Debt Collections Practice Act, 15 USC 1692g, Sec. 809 (b), I have the right to request validation of the debt you claim I owe.

Be advised I am not requesting a "verification" but a "validation," that is, competent evidence that I have a contractual obligation to pay you. Until then, please cease all communication with me and note on your records that I dispute any responsibility for this debt.

I'll also inform you that if your offices have or continue to report this invalidated information to a credit bureau, they are committing fraud under state and federal laws. For this reason, I will not hesitate to take legal action against you or your client if I find a negative mark on my credit reports.

If your offices provide the requested information, I will need 30 days to assess the details and expect you to stop any collection activity. If you take any action that could negatively affect my credit reports during the validation period, I will seek legal help for a lawsuit.

Please respond within 30 days of receipt. If you fail to do so, you should delete all references to this account and altogether remove them from my credit file and send a copy of such deletion to me immediately.

Sincerely

[Name]

What to Do If You Cannot Write a Verification Letter Yourself

Writing a verification letter is no child's play. A lot of work goes into picking the right words and phrasing them in a way that communicates the desired action. In most cases, you'll need a lawyer to help draft the letter. But you can simplify the process by letting DoNotPay help. DoNotPay is home to the world's first AI Consumer Champion and can fight corporations and sue anyone.

Get an Altus Collection Debt Validation Letter With the Help of DoNotPay

If you want to send Altus a verification letter but have no idea where to start, DoNotPay has got you covered. We can guide you through different potential options, depending on your situation.

How to clean up your credit report using DoNotPay:

If you want to clean up your credit report but don't know where to start, DoNotPay has you covered in 3 easy steps:

1. Search Clean Credit Report on DoNotPay.

2. Prepare a recent copy of your credit report that you can use as reference.

3. Let us guide you through the 4 potential options:

1. If you've already paid off your debt, we'll help you file a Goodwill Removal Request to get it removed.

2. If you notice any errors in your report (we have a list of common errors you can use!), we'll help you file a credit dispute to the creditor or major credit bureaus.

3. If there are no errors, we'll check if you're still eligible to file a debt validation request. If they can't validate your debt, they're required to remove it from your report, and they can't collect it!

4. Lastly, if none of the above options work, we'll help you file a pay-to-delete negotiation letter. You can customize the amount you are willing to pay in exchange for getting the item removed.

And that's it. You can also check out our other credit products, including, Get My Credit Report, Credit Limit Increases, Unused Cards Active, and more.

Let DoNotPay Help You File Altus Collection Debt Validation Letter

DoNotPay files Altus's collection debt validation letter with a few clicks. It is:

1. Fast – You don't have to spend hours trying to write and file a validation request.
2. Easy – File your request with a few clicks, no sweat.
3. Successful – You can rest assured knowing we'll make the best case for you

What Else Can DoNotPay Do?

In addition to submitting an Altus collection debt validation letter, DoNotPay can solve a host of other issues, including:

• Defamation Demand Letters
• File a Complaint Against Any Company
• Breach of Contract
• Chargebacks and Refunds
• College Fee Waivers
• Create a Power of Attorney
• Credit Cards

Let DoNotPay help you file for an Altus collection debt validation letter. Sign up today to get started.