Easily Stop Harassment From Allied International Credit Debt Collection

Receiving a phone call or letter from a debt collector is always a stressful situation to manage. Receiving multiple calls and letters that border on harassment can leave you feeling frustrated and stuck with no way out. The feeling of constant weight on your shoulders in the form of persistent debt collectors only worsens the circumstances that prevent you from meeting your financial obligations.

However, collection agencies like Allied International Credit exist to pursue outstanding debt by whatever means are available to them, including harassment.

Thankfully, you have an option to help you fight back against harassing calls, letters, and emails. DoNotPay can give you the tools to assert your right as a consumer not to be pestered by debt collectors at your home or place of business. You can even find information and help with getting a refund for exorbitant fees charged by short-term lenders like Amigo Loans and Provident Loans.

What Exactly Is Allied International Credit?

Allied International Credit (AIC) is an agency that works with and represents several financial and utility services in the UK. These companies will often outsource several projects and tasks to AIC, including customer service and lead generation. However, AIC's primary focus is to pursue outstanding debts and collect on behalf of banks and companies such as:

• eBay
• HSBC
• Lloyd's
• NatWest
• Scottish Power
• First Utility
• NPower

If your debt is assigned to AIC, you can expect phone calls or letters to pour in endlessly. You won't get a reprieve until you pay off your debt. However, even that may not be enough, as AIC may continue coming after you for more money. There are cases where legal intervention is the only way to bring a halt to their constant communication and harassment.

Allied International Credit Contact Information

If you want to address your debt or submit a complaint against AIC, it's vital to know how to reach them or where the proper authorities can send your demands. Allied International Credit can be contacted in the following ways:

What to Do if You Are Contacted by Allied International Credit

AIC will send a letter to anyone they believe owes their clients money. This notice is formally known as a Letter Before Action, and its purpose is to get you to pay them quickly before they take legal action against you. If you receive this notice from AIC, you must respond as soon as possible, even if they sent the notice erroneously. Failure to respond will result in the company continuing to attempt to collect from you, leading to a deluge of phone calls and letters.

It would be best if you took measures to verify the debt with AIC. As of 2022, there have been multiple reviews of the company stating that, in addition to constant and harassing phone calls and letters, they have contacted people about paying debts that were either paid off years prior or that never existed in the first place.

What Happens if You Don’t Pay Your Debt to Allied International Credit?

If you owe a debt to Allied International Credit and are contacted by them about it, the worst thing that you could do is to ignore them. For starters, they will continue to contact you repeatedly, escalating to the point of harassment and intimidation. However, AIC is also authorised by the Financial Conduct Authority (FCA), giving them the ability to sue you in court or seek legal actions such as seizing your assets or garnishing your wages.

Has Allied International Credit Violated Your Rights?

The FCA enforces a set of rules and guidelines for the minimum standard of conduct for debt collection agencies. Because the FCA authorises them to act in a legal capacity, AIC must comply with these guidelines to be deemed fit to operate. Under FCA rules, AIC is not allowed to:

1. Claim unfair or excessive charges or debts
2. Threaten to seize your property personally
3. Harass you in any way, including multiple calls, letters, and communication with your place of business
4. Bypass a legally appointed representative to contact you directly without your expressed consent
5. Send an agent to your home without proper advanced notice

The problem is that AIC has ways of getting around many of these guidelines, and in some cases, they will violate them outright in the hope that people will pay them quickly to get them to go away. Fighting against harassment from a debt collector also takes time and effort, especially without legal assistance.

Put a Stop to Harassing Debt Collection Calls and Letters With DoNotPay

Companies like Allied International Credit are persistent in contacting you when they believe you owe a debt to their clients. But you don't have to sit on the receiving end of harassment and threatening language in communications. Instead, let DoNotPay provide you with the help you need to stop AIC from engaging in behaviour that violates FCA policy in just three simple steps:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

Once you've taken these steps, DoNotPay will go to work on your behalf, delivering your request directly to Allied International Credit or filing your complaint with the appropriate trade association or ombudsman.

DoNotPay Will Help You Stop Harassment From Any Debt Collector

Allied International Credit is just one of multiple debt collection agencies that undertake tactics such as repeated contact and threatening language in an attempt to circumvent regulatory entities like the FCA. However, with DoNotPay, you can put a stop to the calls and letters quickly and efficiently. In addition to AIC, DoNotPay will take action against companies such as:

• Moorcroft Debt Recovery
• DWP Debt Management
• Advantis Debt Collection
• Marston Group Holdings
• Lowell Financial
• And many others

If you're being harassed by a debt collector and don't know where to turn for help, sign up for DoNotPay today.