Stop Aktiv Kapital Debt Collectors the Easy Way
Aktiv Kapital debt collectors are a scary bunch and there's nothing more frightening than their persistent pursuit. They're always calling, constantly harassing, and keen on making your life a living hell. However, if Aktiv Kapital debt collectors are hounding you, remember, you're not alone - there are many people in the same boat.
The thing is, debt collectors don't have to be so scary. DoNotPay can assist you if you're tired of Aktiv Kapital debt collectors harassing you. We give a faster, more user-friendly, automated, and less stressful method for dealing with aggressive debt collectors.
Who Is 0800 877 2772 and Why Are They Calling Me?
If you've been getting calls from a phone number with the area code 0800 877 2772, there's a good chance it's Aktiv Kapital, a debt collection agency based in the UK.
They might contact you about outstanding bills, such as a past-due power bill, an overdue credit card debt, or abusive pressure for unpaid debt. If your debt is legitimate, the best course is to call Aktiv Kapital back and try to work out a payment plan.
NB: You should respond as soon as possible if you receive a notice from Aktiv Kapital. Even if you don't believe you owe the debt, you should answer their calls. If you do not answer, Aktiv Kapital may pursue collecting the loan, report derogatory information to credit bureaus, and file a lawsuit against you.
Aktiv Kapital Debt Collectors Contact Details
Aktiv Kapital is a debt collector in the UK, and their company number is 04267803.
|Address:||The Cross, Kilmarnock, Scotland, KA1 1LR.|
|Phone:||0800 877 2772|
What Is Aktiv Kapital Debt Collection Company?
Aktiv Kapital is a debt collection agency headquartered in Oslo, Norway. The company has been in operation for over a decade, and the PRA Group UK recently acquired it. Aktiv Kapital specializes in collecting money on behalf of other organizations and also buys debt from other companies.
The company employs 400 people and operates under specific rules and regulations.
The Financial Conduct Authority or FCA sets out these rules to keep them in check. Also, Aktiv Kapital's legal powers only extend to the same as what the company they are collecting for is allowed.
Deceitful Ways Aktiv Kapital Debt Company May Use to Collect Debt
The firm has a reputation for employing deceptive strategies or using aggressive intimidation tactics to persuade you to pay any money they claim you owe.
These methods include:
1. Automated Phone Calls
The company uses a recorded message or a computer-generated voice to contact you multiple times a day in an attempt to collect a debt. Worse yet, if you continue to ignore their calls, they'll start calling more frequently and for more extended periods.
2. Threats and Intimidation
If you don't pay the debt, the company may threaten legal action or wage garnishment. They may also try to intimidate you by saying that your failure to pay will result in a bad mark on your credit report.
3. Bad Cop, Good Cop
A classic debt-collection tactic where one collector plays the role of a 'bad cop' who threatens legal action, while the other collector plays the role of a 'good cop' and tries to sympathize with your situation. The goal is to get you to agree to a payment plan out of fear or confusion.
4. Disregarding the Law
The firm may try to collect a debt that you don't legally owe, or they might employ unethical methods, such as calling you after hours, contacting you at work, or even visiting your house.
You might try to address the debt on your own; however, you may face substantial difficulties. The following are a few problems that may arise from attempting to deal with Aktiv Kapital debt collectors on your own:
- You might feel even more stressed and overwhelmed than you already are.
- You could inadvertently make the situation worse by saying or doing something that the debt collectors could use against you.
- If not fully knowledgeable on your rights as a debtor, collection agencies could take advantage of you.
Get Debt Help With DoNotPay
If debt collectors are harassing you, DoNotPay can help. We will guide you through a series of questions to determine if the debt collector follows the mandatory law. If they are not, we will contact them with a demand letter on your behalf. We can also file a complaint against the collection agency on your behalf with a governing body.
Here is how to get started on DoNotPay:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
That's about all. DoNotPay will take care of the rest once you've decided on a plan of action. We'll send your request to debt collection agencies by first-class mail, or we'll lodge your complaints with the appropriate trade organization or ombudsman on your behalf.
Let DoNotPay Help You Solve Other Company Debt and Loan Issues
Perhaps you have a company debt or a past loan from a different organization.
DoNotPay can help with this as well.
We've helped people with debts from the following companies:
What Else Can DoNotPay Do?
DoNotPay can help with a broad spectrum of other issues, including:
- Pay Bills Online
- File a Complaint
- Increase Credit Limit
- Help With Bills
- Missing Money
- Free Trials
- How to Cancel Unwanted Subscriptions
Contact us today if you need help with the Aktiv Kapital Debt collector or if there are other legal issues that you need assistance with. Sign up with DoNotPay today so we can help you resolve the case quickly.