Remove Able Investigations and Enforcement Services Debt Collectors off Your Credit Report and Boost Your Credit Score
Having on your credit report can negatively impact your credit score. This, in turn, can make it difficult for you to get approved for new lines of credit, including loans and credit cards.
Additionally, debt collectors from Able Investigations and Enforcement Services may contact you directly to collect the debt, which can be extremely stressful. If you are struggling to remove debt collectors from your credit report, DoNotPay can help.
We will determine whether Able Investigations and Enforcement Services collectors comply with the Financial Conduct Authority. We'll then figure out the best course of action and contact them with a demand letter on your behalf. With our help, you can remove Able Investigations and Enforcement Services from your report and improve your credit score. DoNotPay can also remove debt collection notices from Moorcroft, DWP, Advantis, Amigo, Provident, Marston, and Lowell.
Who Is Able Investigations and Enforcement Services and Why Are They Calling?
Calls from 0845 370 7401 are coming from . When you get a call from Able Investigations and Enforcement Services, it's usually for one of these reasons:
- Collect payment: To ask you to pay what you owe.
- Validate debt: To gauge your ability to pay future debts.
- Harass you to pay your debt: To push you to pay whatever you owe.
Able Investigations and Enforcement Services is a debt collection agency in the UK. It provides clients with the highest level of service possible and collects the debts they are owed in a timely and efficient manner.
Like many other debt collectors, Able Investigations and Enforcement Services may make harassing calls or send multiple emails or letters to attempt to collect from you. This can be unpleasant. However, you should try to respond as soon as possible. Ignoring contact can hurt your creditworthiness further and even expose you to legal action.
Able Investigations and Enforcement Services Contact Details
If you wish to contact Able Investigations and Enforcement Services yourself for more details, refer to this table of their contact information:
|Phone Number||0845 370 7401|
|Mailing Address||Able Investigations
1 Riverside Business Park
St Ann's Road
What Happens if I Don't Pay My Debt to Able Investigations and Enforcement Services?
If you don't pay your debt, Able Investigations and Enforcement Services may take you to the County Court Judgement (CCJ). If you pay the CCJ within a month of judgement, the record will be removed from your report. However, if you don't pay within the first month, CCJ will remain on your record for six years. During this time, the debt can be pursued by a debt collector or creditor.
Here is the timeline for contacting Able Investigations and Enforcement Services:
- Verify debt: Usually, you'll have about 30 days from receiving a debt validation letter to send a debt verification letter.
- Dispute collections: If you think there's an error or a mistake in the collection, you should contact Able Investigations and Enforcement Services immediately. This will halt any contact and collection attempts until everything is clear.
- Pay collections or set-up payment plan: You can pay up immediately to avoid a negative record if you owe the amount being collected.
Has Able Investigations and Enforcement Services Violated My Rights?
If a debt collector is harassing you, you may be wondering if your rights have been violated. The answer depends on the specifics of your situation, but some general rules apply.
- First, debt collectors are only allowed to contact you between 8 am and 9 pm.
- They're also not allowed to contact you at work if they know that your employer doesn't allow it.
- Additionally, they're not allowed to use obscene or threatening language.
- They're not allowed to lie to you about the amount of money you owe or what will happen if you don't pay up.
If you feel like a debt collector has violated your rights, you can write a letter to the debt collector and ask them to stop violating your right.
Alternative Ways to Resolve Consumer Service Complaints
If you are not satisfied with the response you have received from Able Investigations and Enforcement Services about a complaint you have made, there are alternative ways to resolve the issue.
Financial Conduct Authority (FCA)
The FCA regulates financial services firms in the UK. It can investigate your complaint and mediate between you and the Able Investigations and Enforcement Services or creditor.
If you are still not satisfied with the outcome, you can ask the Financial Ombudsman Service to review your case. The ombudsman is a free and independent service that settles disputes between consumers and financial services companies. Here are some common reasons to complain to the Financial Ombudsman:
- When you're not the person that owes the debt.
- There's an error or mistake in the amount asked.
- Able Investigations and Enforcement Services is constantly contacting you about the debt.
- The debt is not enforceable.
- You're facing a hard time financially, and Able Investigations and Enforcement Services is not being helpful.
Small Claims Court
Finally, you can take your case to small claims court. This is a quick and inexpensive way to resolve disputes, but it should be a last resort.
Remove Able Investigations and Enforcement Services Debt Collections From Your Report With DoNotPay
DoNotPay is the world's first AI-powered assistant that can help you with various tasks, including disputing debt collections. We can remove Able Investigations and Enforcement Services from your report through our debt collection product.
All you need to do is sign up for a free account and:
- Search "debt collection" on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
That's it! DoNotPay will take over and work to get the collections removed from your report. The automated app will deliver your request straight to Able Investigations and Enforcement Services through first-class mail. It can also file your complaint with the appropriate trade association or ombudsman. It is all easy, fast and successful.
What Else Can DoNotPay Do?
With DoNotPay, you never have to struggle to beat bureaucracy or fight corporations. The app will address most of the common problems that you run into with companies, including:
- Free trials
- Pay bills online
- Small claims court
- Bill payments
- File a complaint
- Missing money
- Cancelling subscriptions or services
- Increase credit limit
Sign up today to get started!