How to Stop Receiving Debt Collection Calls From 7938012293
Have you been getting a lot of collection calls from ? You are not alone. For an easy way to stop these calls, DoNotPay can help.
If you are receiving regular calls from 7938012293, you have a debt collector who wants to collect an unpaid debt. Debt collection agencies make money by buying debt from other companies for a percentage of the amount of money originally owed and later on pursue the said debt.
That being said, debt collectors can be relentless. They will most likely attempt to contact you every single day with a call or a new post. Worst is when they resort to coming around unannounced in an attempt to collect a debt.
Having a debt collector pursuing you for payment of a debt can be extremely stressful. If you are unable to pay your debt, it is best to be completely honest with them. They will try to set up a payment arrangement with you. You should not, however, make any payment arrangement that you cannot afford. If you need help in stopping those calls from the number 7938012293, DoNotPay can help.
Whose Number Is 79380122993 and Why Are They Calling Me?
The caller ringing you from belongs to Moorcroft Debt Recovery.
It is possible that you might have an outstanding debt with one of the following companies:
- United Utilities
- Virgin Media
- HMRC and council tax
- Parking fines
- Court claims
- Other unsecured debt
Is Moorcroft Debt Recovery a Legitimate Business?
Moorcroft Debt Recovery is not just a legitimate business, they are supposedly the largest debt collection company in the United Kingdom.
They are authorised and regulated by the Financial Conduct Authority and are considered to be one of the most well-established debt collection agencies in the UK.
Contact Information for Moorcroft Debt Recovery
You answered the call from 7938012293 and have been informed that it’s Moorcroft trying to collect payments from you. Before you start paying off any debt it is of course, essential that you verify the debt first.
You can contact Moorcroft Debt Recovery through:
|Phone Number||0330 123 9765
0793 801 2293
|Post||Moorcroft Debt Recovery
2 Spring Gardens
Stockport SK1 4AA
What Happens If I Don't Pay My Debt to Moorcroft Debt Recovery?
If you fail to pay your debt to Moorcroft and there is no attempt on your part to make any payment arrangement with them, they can take you to court.
In case you do not believe that you owe them money and are hesitant to pay because of this, you can contact them and ask for proof that your debt is legitimate. If Moorcroft takes you to court and you lose your case, you will be issued a court order to pay. You can also have your earnings attached by the court.
If you do not pay your debt because you cannot afford to, you should talk to Moorcroft and explain your situation. You will be given payment arrangement options or even a settlement offer for a sum that is less than you owe. If they are not willing to work with you or you have any problems with any of their representatives, you should seek a debt adviser for advice.
How Long Can Moorcroft Debt Recovery Pursue a Debt From Me?
Moorcroft Debt Recovery can pursue your debt for six years. The Limitations Act of 1980 holds that a debt collector can only pursue recovery of the debt for six years if the debtor has neither made a payment nor acknowledged the debt in any way.
What Is Considered Harassment by Debt Collectors?
Legitimate debt collection companies, such as Moorcroft Debt Recovery, must adhere to the rules set out by the Financial Conduct Authority (FCA). Debt collectors may try to make you believe that they have legal authority over you. The most that they are able to legally do is to call you, post letters to you or even show up on your doorstep. They are even limited in what hours they may try to ring you at home.
There are certain acts that creditors and debt collectors are not allowed to do when pursuing a debt. These include:
- Harassing you by ringing several times a day or at weird hours of the day or night. Phone calls should be kept between the hours of 8:00 am and 9:00 pm unless the debt collector has your expressed permission to do so.
- They cannot discuss your debt or threaten to discuss your debt with your friends, family or your employer.
- They may not use more than one debt collection agency for a single debt.
- They are not permitted to threaten you or verbally abuse you.
- If a debt collector shows up on your property, they are not allowed to enter your property unless you invite them.
- They cannot mislead you or trick you into contacting them.
- They are not allowed to add additional charges or interest to the debt that is excessive when compared to other costs.
- They may not act like they have legal powers that they don't have. They are not bailiffs and they cannot send a bailiff to your door without a court order.
- They may not visit your property without prior notice of the date and time of the planned visit.
- A debt collector cannot deny you the proof that you owe the debt.
- They may not pursue you on social media such as Facebook, Twitter or Instagram.
- Finally, they cannot force you to sell your home, or incur more debt just to pay your debt to them.
How to Make a Payment to Moorcroft Debt Recovery?
To stop the calls from and make a payment to Moorcroft Debt Recovery, you should take the following steps.
- On your computer, visit Moorcroft Debt Recovery.
- From their home page, click on 'contact us'.
- If you need to make payment arrangements, you can choose to call them at 0330 123 9765, or
- You can select the chat to an advisor option in the lower right hand corner of the page, or
- You can complete a Help form.
- Request proof that the debt is yours.
- Once you have proof, you can send a cheque to their offices at 2 Spring Gardens, Stockport, SK1 4AA
- If you need to make payments by card, you can log into your account using your reference number and select the Make a Single Payment option.
- Complete the payment form.
Discover if Moorcroft Is Violating Your Rights Using DoNotPay
If you believe that you are being harassed by agents from Moorcroft Debt Recovery, you can use DoNotPay to learn if their representatives are behaving in a manner that is compliant with the laws.
All you need to do is:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We will deliver your request directly to the debt collectors via first-class post, or file your complaint automatically with the appropriate trade association or ombudsman.
Get DoNotPay to help you deal with these debt collectors too:
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