How to Stop Calls from 3445560225 Quickly

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Stop Debt Collection Calls from 344560225 Fast

It's a terrible feeling of anxiety when you start receiving phone calls from unfamiliar numbers like . Who is it and what do they want? Why are they calling you? If you're getting calls from 3445560225, it means Cabot Financial Services is trying to reach you.

If Cabot Financial is claiming that you need to pay an old debt but you are unsure which debt it is that they are referring to, no need to feel pressured. DoNotPay can help negotiate on your behalf.

DoNotPay can guide you in dealing with other debt collection agencies as well. Here are some debt collectors that we have dealt with in the past:

Read on to find out how you can make debt collectors stop badgering you and violating your rights.

Who Is 344560225?

Phone number for Cabot Financial is a debt purchasing company that collects various debts they've purchased. Debt buyers spend sometimes as little as pennies on the pound to acquire debt from creditors such as

  1. Credit cards
  2. Medical
  3. Mortgage
  4. Utilities
  5. And more

So, if you see a call, letter, or email from Cabot Financial, you might be confused because you've never borrowed from them and have never heard of them. Chances are they purchased the debt from one of the companies mentioned above.

This is a lucrative practice because they are able to recover 100% of the outstanding debt themselves, rather than the original debtor having to hire someone to collect the debt collection for them.

Why Is Cabot Financial Calling Me From 3445560225?

Generally, when you get a phone call from a debt collector, they're trying to reach you about an outstanding bill or debt. In the case of Cabot Financial, they reach out to consumers who owe a debt they have purchased and try to work with them to get the debt cleared.

However, there are other reasons they could be calling such as:

  • To verify you are the person on their records for a debt
  • To try to get you to pay the debt
  • To find someone familiar with you

Regardless of their reasons for contacting you, it's important to pay attention and to respond as soon as possible, even if you don't owe the debt. That's because your credit score will be hurt if you ignore their messages. It can also lead to a lawsuit which will cost even more money and create a hassle for you.

Contact Details for Cabot Financial

If you'd like to contact Cabot Financial yourself for more details, refer to this table of their contact details:

WebsiteContact Us
Phone Number0344 556 0263

0344 556 0225

PostCabot Financial

PO Box 241

West Malling


ME19 4UA

Support PageFAQs
FacebookCabot Financial

By Phone

Monday - Friday, 8 a.m. to 8 p.m.; Saturday, 9 a.m. to 1:30 p.m. (their phone lines are closed on Sunday)

By Email

Visit their website contact form and provide the following information:

  • Why you're contacting them
  • A summary of the issue
  • Your first and last name
  • Email address

You must also let them know if your email is a shared email address that someone else uses and you must give them permission to contact you via email.

Optional information you can provide

  • Phone number
  • Customer reference number (if applicable)
  • Birthdate
  • Address

If you're trying to resolve an issue, it would be a good idea to provide as much information as possible to expedite their abilities to pull up any records associated with your name.

To Contact Online

Visit their Contact Us page and click the Online Chat button on the bottom right corner of the

Is Cabot Financial a Scam?

No, Cabot Financial is not a scam and that's why it's important to respond to their attempts to reach you. They are a representative of Cabot Credit Management Group Limited, authorised and regulated by the Financial Conduct Authority.

How Long Can Debt Collectors Collect Debt From Me?

The Limitations Act 1980 states creditors can continue to try to collect on a debt for six (6) years. However, this does not mean you can ignore the debt away. The six-year period begins when the creditor stops attempting to reach you. Ignoring them does not count towards the six years.

How to Make a Payment to Cabot Financial

If you have decided to settle the debt, you have several options in doing so. Cabot Financial accepts multiple forms of payment, including:

  • Bank transfer
  • Postal order
  • Debit card
  • Credit card
  • Online banking
  • PayPoint
  • Cheque
  • Standing order
  • Direct Debit

They offer a service that allows you to work out a monthly payment amount within your budget. There are three steps to begin using this service to clear up your debt:

  1. Sign up and activate your account
  2. Fill out the budget planner
  3. Set up your payment plan preferences

From there, your account will automatically be debited each month for the amount you have established until your debt is clear.

How to Get Debt Payment Assistance

We all experience hardships and unexpected misfortunes. If this is the case, you may be able to get assistance with your debt, if you meet all of the criteria.

A Debt Relief Order can be issued which will make it illegal for your creditors to collect their money without the court's permission. With a DRO, you're usually cleared of your debt after 12 months. There is a £90 receivers fee, but you'll need to apply for the DRO through an authorised debt advisor, and you must meet these requirements

  • You owe less than £30,000
  • You have less than £75 a month of spare income
  • You have less than £2,000 worth of assets
  • You do not own a vehicle worth £2,000 or more
  • You have lived or worked in England and Wales within the last 3 years
  • You have not applied for a DRO within the last 6 years

If you do receive a DRO, you must not:

  • Borrow more than £500 without telling the lender about your DRO
  • Act as the director of a company
  • Create, manage or promote a company without the court's permission
  • Manage a business without telling those you do business with about your DRO

Get Debt Help With DoNotPay!

Getting a call from an unknown number these days seems sketchy for some people especially when scammers abound. The best way is to find out everything about the company. DoNotPay can also help verify if the number calling you is one for a legit debt collector.

We can help you figure out whether your debt collector is compliant with debt collection laws. After guiding you through a series of questions, we'll determine what course of action you should take, and contact the debt collectors with a demand letter on your behalf. If you choose to report the collection agency to a governing body instead, we'll assist in filing a complaint for you.

Here’s how to get started:

  1. Search “debt collection” on DoNotPay.
  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

What Else Can DoNotPay Do?

There are other ways that DoNotPay can help make your life easier. Below are a only a few of the services that you can take advantage of:

Sign up to DoNotPay today to be able to live your best life, free from red tape and stressful bureaucratic processes.

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