Stop Debt Collection Calls from 3445560216

Editorial Note: These blog posts represent the opinion of DoNotPay’s Writers, but each person’s situation and circumstances vary greatly. As a result, you should make sure to do your own independent research. Because everyone is unique, our self-help tools are never guaranteed to help with any specific situation. DoNotPay is not a law firm and is not licensed to practice law. DoNotPay provides a platform for legal information and self-help.

Do You Keep Getting Calls From 3445560216? DoNotPay Can Make Them Stop!

Receiving a call from an unknown number can be frustrating, especially when the caller demands money for a debt that you are not even sure if you actually owe. If you are getting badgered by the number and you are hesitant about how you should communicate with them, DoNotPay can help.

Thousands of debtors in the UK report feeling anxious and going through a rough patch when collection agencies repeatedly call them day in and out. If one has no means to pay up on a debt, it can certainly feel like they are being backed in a corner with no way to go.

DoNotPay understands and with this, has designed a way to alleviate the burden and empower debtors like you to clear your debt and ensure your rights are not being violated. Here is an overview of how DoNotPay can help you deal with calls from 3445560216!

Who Is 3445560216 and Why Are They Calling Me?

The number belongs to a debt collector called Cabot Financial. This company buys debts from:

  1. Medical facilities
  2. University loan providers
  3. Credit companies
  4. and similar clients

They make money by collecting on those debts which is why they may demand that you repay them immediately. Some companies you may have heard of that function similarly to Cabot Financial include:

Is Cabot Financial a Scam?

Cabot Financial is not a scam, but it is not a particularly friendly caller to deal with either. This company claims that it wants to help people settle their debts by providing budgeting assistance and payment plans, but its reviews say otherwise. Reports of this number on several sites that help searchers identify unknown callers describe conversations with Cabot Financial as rude and harassing.

Many people who have received calls from this number also said that the company does not identify itself and there is often no one on the other end if they do answer, both of which are common behaviours of scammers. This means that, although Cabot Financial is a real company, its attempt to conceal its identity in order to make you more likely to answer says a lot about the company's business practices.

What Happens If I Don't Pay My Debt to Cabot Financial?

Although you should not immediately pay Cabot Financial if you do not think a particular debt is legitimate or if doing so will keep you from affording rent, food or other essentials, ignoring the company entirely is not a good idea. Refusing to pay a debt can impact your credit score and potentially result in additional legal action, and you will only be able to get Cabot Financial to stop contacting you about a debt you do not owe by taking the initiative to address the issue.

Because this company tends to be difficult to get in touch with, having a professional like DoNotPay handle communication on your behalf is likely to be easier, faster and more successful than attempting to do it yourself.

Has Cabot Financial Violated My Rights?

Even if you owe a legitimate debt, collections companies are supposed to follow certain guidelines that keep them from being excessively aggressive. Unfortunately, Cabot Financial and many other debt collectors can be more rude and threatening than they need to be. They might rarely listen when recipients attempt to explain their side of a situation or attempt to have the company correct an error.

These debt collectors can violate your rights in a wide range of ways, and consulting a professional like DoNotPay is the most helpful first step you can take to determine what to do next if you believe your rights have been violated.

How Long Can Debt Collectors Collect Debt From Me?

The Limitations Act 1980 states that debt collectors can only attempt to collect a debt for six years. This means that the majority of debt collectors must immediately cease harassing you when this limitation is reached, with the limited exception of debts related to mortgage companies.

However, you must not acknowledge that your debt is valid or make any payments toward it during this time. That being said, six years is a long time to put up with harassment from a debt collector, and working with DoNotPay's robot lawyer is a much better solution for getting rid of them.

How to Make a Payment to Cabot Financial

If you would like to make a payment to Cabot Financial instead of disputing the debt the company claims you owe, you may do so online. You will need to register for a Cabot Financial account before making a payment.

To do this, you will need to enter the following details:

  1. Surname
  2. Date of birth
  3. Postcode
  4. Reference number
  5. Email address

Your reference number can be found on a letter or within an email you have received from Cabot Financial. If the company has only contacted you by telephone, you may need to call back and speak to someone from the company in person to get your reference number to register for an account.

Once you create your account, you will be able to access a secure payment page. However, we do not recommend immediately paying a debt to Cabot Financial or any other debt collector without consulting an expert unless you are positive the debt is legitimate and doing so will not keep you from paying rent, buying food or covering other essentials.

You can reach Cabot Financial through:

WebsiteContact Us
Phone Number0173 228 0944

0345 849 8891

0344 556 0263
PostCabot Financial

PO Box 241

West Malling


ME19 4UA

FacebookCabot Financial
LinkedInCabot Financial

Get Debt Help With DoNotPay!

Whether you were just recently contacted or have been harassed for months, DoNotPay can help you figure out whether your debt collector is compliant with debt collection laws. After guiding you through a series of questions, we'll help you determine what course of action you should take, and contact the debt collectors with a demand letter on your behalf. If you choose to report the collection agency to a governing body instead, we'll file the complaint on your behalf.

To get started, just follow these simple steps:

  1. Search “debt collection” on DoNotPay.

  2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

  3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail, or file your complaint automatically with the relevant trade association or ombudsman.

What Else Can DoNotPay Do?

Once we get rid of Cabot Financial for you, we know you will want to experience more of the benefits that keeping your DoNotPay membership has to offer. Some of the countless other problems we can quickly and conveniently help you solve include

At DoNotPay, we never want you to feel harassed by Cabot Financial or any other collections company, even if you owe a legitimate debt. Contact us today to learn more about how we can help you without the hassle!

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