2920858773 Has Been Calling Nonstop – How Can I Protect My Rights?

You have been getting calls from 2920858773 and you don’t want to answer them, who knows it might be another scam. The number 2920858773 is connected with Link Financial Debt Collection Company which aims to collect debts for other UK businesses for a fee. In case of delayed debt settlement, anticipate a call from the debt collectors to follow up on the debt.

As a debtor, you have a right to determine whether the agency is legitimate through research. You should also never give them your details. If they are legitimate, they should have the information they need.

At DoNotPay, we understand the hassle you have to go through when responding to debt collectors. We help you determine the legitimacy of the debt collector company and file a complaint on your behalf if need be.

Who Is 2920858773 and Why Are They Calling You?

Link Financial Debt Collector will reach you via numbers 2920858773 or 0100845666. They will call to:

1. Request for you to settle a debt you have delayed/failed to pay
2. To let you know that your debt could be transferred to another creditor
3. To reach the guarantor you gave during the transaction
4. To help you revise the terms of payment

Is Link Financial Debt Collectors a Scam?

No, Link Financial Debt Collectors is not a scam, but rather a legitimate company that works under the Financial Conduct Authority. It is no different from other debt collection agencies like Advantis or Provident. This, however, doesn’t mean that they will not do acts that could violate your rights.

It is true scammers take advantage of this and may call to harass or con you. However, this does not change the fact there are many legitimate debt-collector companies, and you should research first if you are contacted.

What Happens When You Don't Pay Your Debt to Link Financial Debt Collectors?

Link Financial Debt Collectors are very persistent. They will call you as many times as possible to ensure that you settle the debt. In the event you fail to pay, they seek other alternatives. The most common method they use is taking court action. They have ample grounds to sue you since they have enough evidence and information that you owe the creditor.

However, they should not lie, threaten or harass you in any way. If they win the court case, they can collect money from your bank account without your consent.

Outside court action, the following can happen to you:

• Your credit score goes down
• Your credit limit is lowered or put to zero
• Interest will keep accumulating on the debt

What Are Your Debt Collection Rights in the UK?

In the United Kingdom, the government protects you as a debtor. If you default/delay payments, debt collectors should not harass you. They should not threaten you with actions that they don't intend to do. The law does not provide special legal rights to debt collectors above the creditors.

Moreover, the debt collectors should not call you many times within a short period in a bid to harass you. They are restricted by the law against any illegal action against you. You should not be jailed for failure to pay a debt. The only circumstance under which you can be detained is when there is evidence that you committed fraud.

Can You Get Debt Assistance in the UK?

Yes. You can get assistance by applying for a Debt Relief Order or Bankruptcy Order. However, you have to prove that you deserve such an offer. For instance, it has to be established that you had not sold any property two years before you made the application. Secondly, the debt should be within a specific limit. Once your application is accepted, creditors cannot take legal action against you or demand any payment.

How To Deal With a Call From 2920858773 (Link Financial Debt Collector)

Once Link debt collectors contact you, you have the right to request them to provide a debt validation letter. If the debt is valid, you have no alternative other than offering to pay it. You should know your rights regarding debt collection to avoid harassment by a Link debt collector.

If the debt is invalid, you should demand Link Financial Debt Collection Company remove it from your credit report. If they are hesitant, the law will always be by your side, and thus, you can report them to the Financial Ombudsman for appropriate action.

Here’s how you can connect with Link Financial:

Ideally, dealing with Link Financial Debt Collection Company will be hectic and might result in disappointment, and that is why we offer a perfect solution at DoNotPay.

Deal With a Call From 2920858773 (Link Financial Debt Collector) With Ease Using DoNotPay

Link Financial Debt Collector may have been calling you for months or may have only started calling you yesterday, whatever the case may be, it is important that you verify first whether the debt they are trying to collect is yours or not. DoNotPay will also help you check if they are compliant with debt collection laws.

From your answers to the series of quick questions, we will help you determine the proper course of action. We can draft a demand letter if necessary and contact Link Financial Debt Collector on your behalf. You can also choose to report them to a governing body, DoNotPay will file the report on your behalf.

Here’s how to get started:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

After completing the steps above, you have done your part! We will take care of the remaining bit and draft a letter to the debt collector, and have your complaint solved ASAP!

Handle Other Debt Related Complaints with DoNotPay

We are undoubtedly a hub that provides all the solutions you might need to deal with debt collectors. We can help you negotiate with:

• Moorcroft
• DWP
• Marston
• Lowell
• Amigo

What Else Can DoNotPay Do?

Debt collectors are not the only problem DoNotPay can solve for you. From free trials and cancellation of subscriptions, DoNotPay has a lot more to offer. Here are only a few examples:

• Sue Anyone in Small Claims Court
• Schedule Appointments With the DMV
• Find Unclaimed Money
• File a Complaint Against Any Company
• Airline Flight Compensation Hacks
• Analyze TOS

Contact us today and let us help you deal with any debt collectors!