The Best 2% Cash Back Credit Cards

Get Cash Back The Best 2% Cash Back Credit Cards

Get 2 Percent Cash Back With These Credit Cards

The phrase "cashback"  can be confusing sometimes, given that it is used in all sorts of ways. With credit cards, it can mean that the company will give you some percent of what you spend back in the form of cash.  Citibank and Discover are some of the credit card issuers that will give this sort of cashback. Citi's Double Cash Card offers 2 percent cash back on all purchases, for example.

Cashback can also refer to the act of paying for a purchase with a debit card and then adding an amount to your total to get it back in cash from the cashier.

What Credit Cards Offer 2 Percent Cash Back?

2 percent cash back on your credit card can be a great way to save money over the long term, especially if there are no limits on what sort of purchases the offer applies to. There are quite a few cards that offer at least 2 percent cashback. Some of these offer this level of rewards on every purchase with no limit. Others offer 2 percent or more cash back on select purchases. Let's take a look at a few examples.

  • Citi Double Cash Card
  • This is a great card for getting cashback. Citi offers you 1 percent cashback when you make a purchase and another 1 percent when you pay for your purchase, for a total of 2 percent.
  • Discover IT Student Cash Back Card
  • With the Discover IT Student Cash Back card, cardholders can get 5 percent cash back on purchases from certain stores, along with 1 percent on all other purchases.
  • Apple Card
  • The  Apple Card gives you 3 percent cashback on Apple purchases and 2 percent when you pay with your Apple Watch or iPhone.
  • Capital One Spark Cash Plus
  • This is technically a business card, but you could qualify for one even if your business is merely a side hustle. It offers an unlimited 2 percent cash back on all purchases. One caveat to keep in mind is that it comes with an annual fee of $150, which is more than the other cards on the list, most of which charge no fee at all. It does, however, come with a large sign-up bonus that could make up for the annual fee, at least for several years.
  • Synchrony Premier World Mastercard
  • The Synchrony Premier World Mastercard is another card that offers 2 percent cashback on all purchases. What makes this card particularly appealing to many customers is that its cash-back process is automatic. There's no need to go online and try to redeem points. Your cashback appears automatically as a statement credit within two billing cycles after purchase.
  • Cashback MasterCard
  • Like many other cards on this list, the Paypal Cashback MasterCard offers unlimited 2 percent cashback. It also has the advantage of requiring no annual fee. Cashback can be redeemed into your PayPal account or to your bank account. You must have a PayPal account to apply for the card.

Get Cash Back With DoNotPay

The number of possibilities out there related to cashback can sometimes seem overwhelming. But thankfully, there's now a resource that can help you navigate these issues and identify potential sources of cashback funds. That resource is DoNotPay.  To use DoNotPay's cashback service, just complete a few easy steps. These are as follows:

  1. Search for Cash Back on the DoNotPay website.

     

  2. Kick-off the process to find the right app or website for you.

     

  3. Answer some specific questions so that we can help you start making money!

     

And then you can sit back and relax! DoNotPay will help you make sure you're getting all the cashback that you should be getting, with little effort on your part.

What Other Companies' Cash Back Policies Can I Learn About With DoNotPay 

Some of the country's biggest companies have cashback programs, and DoNotPay can assist with many of them. We can help you with cashback issues related to everything from Walmart to Apple Pay.

And that's just the tip of the iceberg. If you find yourself confused about cash-back offers from different companies, consulting with DoNotPay can be a great idea.

What Else Can DoNotPay Do?

DoNotPay can help you save money in many ways. Just consider that it can:

  1. Help you fight parking tickets
  2. Find you free trials
  3. Help with bills
  4. Find missing money
  5. Help with gift card cashback
  6. Find free raffle tickets

Why Use DoNotPay?

There are so many reasons to use DoNotPay. The service is known for being

  • Fast Avoids unnecessary delays and hassles
  • Easy to use DoNotPay is remarkably easy to navigate, as well as being intuitive.
  • Successful DoNotPay has provided solutions to numerous customers who weren't making progress with other more traditional routes.

Take a look at DoNotPay today to see all the ways it can assist.

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