Stop the Ringing from 1782971403 in 3 Easy Steps

If you have been receiving calls from 1782971403, you are not alone. Many of us do not answer calls from numbers we do not recognize, and with good reason. Who wants to talk with telemarketers or fraud callers?

But a call from 1782971403 could be something worse. How can you stop the annoying calls? Ask for help from DoNotPay.

Who Has the Number 1782971403 and Why Are They Calling You?

The telephone number 1782971403 comes from the Stoke-on-Trent area and appears to be a debt collector looking for money the HM Revenue and Customs (HMRC) claims you owe. Yikes!

Even though some have found it to be acting for the HMRC, it does not appear the number is directly affiliated with the tax collector, nor could we find an outside debt collection agency name with that number. What is clear is that many individuals have filed complaints about it.

On WhoCalledMeUK, one individual wrote, "This is a legit number but it is a debt collection agency trying to claw back money for the HMRC mostly tax credits and money the HMRC say you owe which in my case I do not owe and refuse to pay."

Maybe the same is true for you. Whether you do owe the HMRC money or not, you DO want to get rid of the harassing phone calls, right?

Has 1782971403 Violated Your Rights?

Creditors can legally contact you to remind you about the money you owe. While there is no legal set time they can call, they should not call just anytime. Most people agree any calls between 9 p.m. and 8 a.m. are inappropriate. Debt collectors like Provident or Amigo should also adhere to the same rules.

Debt collectors can also send texts or emails. Sometimes, they could stop by your home unannounced, although you do not have to let them in. And honestly, unless you owe an inordinate amount of money no one would likely venture to your home.

What they cannot do is:

1. Refuse to leave when you ask them to
2. Stop in at your office or workplace
3. Behave in a threatening way
4. Try to take your belongings
5. Talk with anyone else about your financial affairs including family or neighbours
6. Act as enforcement agents or court bailiffs

If any debt collector tries any of these methods, you should call law enforcement at once.

How Long Can Debt Collectors Legally Try to Collect Money From You?

In the UK, the time limit for debt collection in most cases is six years from the last payment you made. However, the time limit for collection on mortgages is six years for the interest but up to 12 years for the original amount you borrowed.

How to Put a Stop to Those Harassing Calls From 1782971403

There are a few ways to try to end harassing calls on your own.

• Speak With Someone at the HMRC

If you do owe the HMRC money, you can call directly and discuss the matter with an agent. You will need to supply a preferred method for the agency to contact you in the future.

Be sure to complain about having received harassing calls from 1782971403 and tell the agent that if it does not stop you will file a harassment complaint and may pursue legal action.

You can contact HMRC through:

• Check out Gov.UK

Visit the Gov.UK resource page which supplies alternative options for paying off debt including Debt Relief Orders (DROs) if you owe less than £30,000, do not own a home, and have little spare income. Breathing Space is an alternative tool which provides you up to 60 days to breathe without nagging phone calls.

• Call an Ombudsman Service

There are organisations such as the Financial Ombudsman Service which serve the public by investigating harassment and unfair treatment for free. You can also review the Financial Ombudsman Service's method.

Use DoNotPay to Stop Those Harassing Phone Calls for You

Just make the harassment stop! DoNotPay can help. We will find out if the caller from 1782971403 is acting within proper guidelines and address how you should resolve the problem.

Here’s how to get started:

1. Search “debt collection” on DoNotPay.

2. Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.

3. Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.

Can DoNotPay Help With Other Aggressive Debt Collection Calls?

Absolutely! Fortunately, DoNotPay works across many platforms to help you deal with debt collection harassment from a variety of telephone numbers and agencies. Other examples include:

1. Advantis Debt Collection
2. DWP Debt Management
3. Lowell Financial
4. Marston Group Holdings
5. Moorcroft Debt Recovery

And many, many more. But DoNotPay does more than control harassing phone calls from 1782971403 and other debt collectors.

How Else Can DoNotPay Help You?

You won't believe how many things DoNotPay can take care of for you. Some examples include

• Paying your bills online
• Cancelling a service or subscription
• Getting an increase on your credit limit
• Finding free trials for items you would like to try
• Filing a complaint about a company

Just think of all you can get done through this one little app! And even all in one sitting. Simply ask DoNotPay to handle things for a while, while you read an enjoyable book or take in that flick you have been wanting to see.