What You Need to Know if You Receive a Call From 1482590502
Have you and are wondering what the caller wanted from you? The phone number has been reported as spam, though the caller claims to be a debt collecting agency. Getting such calls can be annoying, but you may need to answer to verify what the caller wants.
The caller has a negative rating and has been classified by some people as a debt collector. But, or what do they want from you? If you are wondering whether the caller has legal rights to call you, DoNotPay can help. With the help of an automated program, we can help you figure out if 1482590502 is compliant with debt collection laws and also send a demand letter to the company.
Besides helping you identify who calls you via 1482590502, we can also help you with Moorcroft debt recovery, Advantis debt collection, and also help you with Amigo loans refund. You can sign up to DoNotPay and get a faster and more convenient solution to annoying phone calls and spammers. Here, you get more information about 1482590502 and how you can get help from a third party.
Who Is 1482590502 and Why Are They Calling Me?
If you receive a call from 1482590502, you may have an unsettled debt, and the creditor has outsourced debt collection services to a third party. The number belongs to a company known as Wescot Credit Services, a debt collecting agency that deals with unsecured loans. Here are some of the reasons you might receive a call from this number.
- Have an outstanding debt that is also unsecured
- Want to collect payment on behalf of your creditor
- Harass you to pay your debt
If, for any reason, you receive a call from , check whether you still have some outstanding debt. If yes, you can make arrangements on how to settle the debt and avoid such annoying calls in the future. Failure to do so may have your details forwarded to credit reference agencies, and this can affect your credit score.
Wescot Credit Services Ltd Contact Details
If you would like to reach out to Wescot Credit Services for more details, you can contact the company via phone or email. Here are the contact details you can use:
Phone | 1482590502
+44 1482 484673 |
contactus@wescot.co.uk |
What Exactly Is Wescot Credit Services?
Wescot Credit Services Ltd is a debt collection agency that collects unsecured loans on behalf of creditors. If you borrow a loan without any form of security and fail to repay as agreed, your creditor may outsource debt collection services from Wescot Credit Services to collect the payment on their behalf.
What Happens if I Don't Pay My Debt to Wescot Credit Services?
If you fail to repay your debt, the agency can send debt collectors to your home to ask for payment. If you still don't pay your debt within the specified timeframe, Wescot can take you to court, and you will be served with a County Court Judgment. You will be required to appear before a court of law and explain why you haven't cleared your debt. The court may also require you to make arrangements on how the debt will be settled.
How Long Can Debt Collectors Collect Debt From Me?
Debt collectors usually stop collecting your debt if the debt is six years or more. However, if you have made some payments or your case has been presented before a court of law, then this rule may not apply.
How to Make a Payment to Wescot Credit Services
If you need to make payments to Wescot, here is what you can do:
- Make your payment using a debit card to Wescot
- Pay via phone
- Set a direct debit or standing order
- Pay via cheque
How to Get Debt Payment Assistance
If you have trouble paying your debt, you can get help and have your repayment period extended or get payment assistance. You can get relief if your debt is less than £30,000. However, there are restrictions that may limit you from enjoying such assistance, including if your monthly spare income is equal to or more than £75.
Get Debt Help With DoNotPay
Getting frequent phone calls from debt collectors can be annoying and frustrating. Whether you were just recently contacted or have been harassed for months, DoNotPay can help you figure out whether 1482590502 is compliant with debt collection laws.
After guiding you through a series of questions, we'll help you determine what course of action you should take and contact the debt collectors with a demand letter on your behalf. If you choose to report the collection agency to a governing body instead, we'll file the complaint on your behalf.
DoNotPay can also help you with other issues from other companies, including Lowell Financial and Marston Group Holdings, or even help you with a Provident loans refund.
Here is what you need to do:
- Search “debt collection” on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to a professional trade association.
And that's it! Once you choose the course of action you want to take, DoNotPay will handle the rest. We'll deliver your request directly to the debt collectors via first-class mail or file your complaint automatically with the relevant trade association or ombudsman.
What Else Can DoNotPay Do?
Beyond halting those shady calls from 1482590502, DoNotPay can help you solve other issues with just a click of a button, including:
- Suing people or companies in small claims court
- Can also help you with bills
- You can get free trials from different companies
- You can also increase your credit limit with the help of DoNotPay
Try it today!