How to Deal With 01246488923 the Easy Way
Are you getting repeated calls from the number 1246488923, making you feel unsafe and harassed? It can be frustrating getting bombarded by calls and messages from an unfamiliar number especially when they turn out to be debt collectors. Before you take any action, double-check that you haven't given them access to any of your private information.
The phone number 1246488923 can be traced back to debt collection agency UK Search Limited. They can be relentless in establishing contact as they are attempting to collect on a debt. If you are feeling overwhelmed, DoNotPay can help.
It is possible that you owe another company and as they no longer wish to pursue the payment from you themselves, they’ve handed the debt over to a collection agency. You can use DoNotPay to validate if the debt is truly yours, to check if the collection agency strictly follows the FDCPA, or if you are being scammed. We have dealt with other collection agencies successfully such as:
- Marston Group Holdings
- Amigo Loans
- Advantis Debt Collection
- Moorcroft Debt Recovery
- DWP Debt Management
- Provident Loans Refund
- Lowell Financial
DoNotPay will ensure that you are not being harassed. Keep reading to learn how to deal with any debt collector using the DoNotPay service.
Who Is 01246488923 and Why Do They Keep Calling Me?
Phone calls from 01246488923 are being made from UK Search Limited. If you owe money to a company, they may try to get in touch with you to settle the debt. You may expect to get calls for the reasons listed below:
- To get more details
- To frighten or intimidate you
- To recoup funds
Calls from UK Search Limited may be going unanswered because you have either blocked their number or are waiting for a reminder to tell you not to pick up. Debt collectors circumvent this by calling you at work or home using a new number each time. And even if you stop their calls by blocking their numbers, they'll keep calling nonetheless.
Contact Details for UK Search Limited
You can get in touch with UK Search Limited Debt Collection (01246488923) if you're curious about the status of your debt. Listed below are their respective contact details:
|Company||UK Search Limited|
|Mailing Address||Unit 4 Gander Lane
Derbyshire, England, S43 4PZ
|Phone Number||01246 488 923|
Is UK Search Limited a Scam?
There is an actual company by the name of UK Search Limited that buys debts from other businesses and collects on their behalf. To that end, it would be best to not ignore calls from 01246488923.
What Happens if I Don't Pay My Debt to UK Search Limited?
Respond promptly when you get a call from 01246488923. You should contact UK Search Limited as soon as possible if you have any questions, need to verify information, or wish to work out a payment plan. Debt collectors will harass you on the phone until you respond. Meanwhile, your credit score will suffer, and you might find yourself in court if you do nothing.
Has UK Search Limited Violated My Rights?
Collection agencies are expected to adhere to the Fair Debt Collection Practices Act or FDCPA which is jointly administered by the Consumer Financial Protection Bureau (CFPB) and the Fair Trade Commission (FTC).
The FDCPA or often regarded as debtors’ rights prohibit creditors or debt collectors from committing the following acts:
- Deceive you.
- Resort to physical or verbal abuse.
- Make an excessive number of calls or try to contact you early in the day or during late hours.
- Disclosing or threatening to disclose your debt to other parties without your permission.
- Contacting you through your social media accounts or posting about your debt on any social media platform.
How Long Can a Debt Collections Agency Try to Get Debt From Me?
The Limitations Act of 1980 stipulates that debt collectors have up to six years from the date of the debt's accrual to file a claim against the debtor or twelve years in the case of certain mortgage deficiencies. Nonetheless, for those six years to be meaningful, you must neither recognize nor submit any payments. The time you have made payments toward your debt is excluded from the timeframe. Since this is the case, you should expect to get calls from 01246488923 for quite some time.
How to Pay Your Debt to UK Search Limited
If 01246488923 keeps calling you and you know you owe money to them, you should make an effort to settle the debt as soon as possible. If you have a debt to UK Search Limited and you'd want to make a payment, you may do so in the following ways:
- Please pay attention to the debt and don't disregard it.
- Get in touch with the organization by calling or dropping by.
- You can tell them to cease calling you.
- Make a contract on a payment schedule.
- Get started on making your agreed-upon debt payments now.
How DoNotPay Can Assist You with Your Debt
DoNotPay will assist you whether you have recently received a call from 01246488923 or have been the target of persistent harassment. DoNotPay will help determine whether a certain debt collection firm follows all applicable rules and regulations while pursuing unpaid debts.
DoNotPay will ask you a series of questions to assess your options. They'll also send a demand letter to your debt collectors on your behalf. DoNotPay will assist you in filing a complaint with the appropriate authorities should you choose to do so.
Here are three steps that you can use to get assistance from DoNotPay:
- Search "debt collection" on DoNotPay.
- Answer a series of questions about the debt collectors, including when you were contacted and how you were contacted, so we can determine if they have violated any debt collection laws.
- Decide which course of action you want to take based on our guidance, such as filing a debt verification request, demanding for the collectors to stop contacting you, or reporting them to the CFPB.
What Additional Services Does DoNotPay Offer?
Aside from helping you fight back harassment from debt collection agencies such as UK Search Limited, DoNotPay can also assist with other concerns such as:
- Online bill payment
- Small claims court litigation
- Finding unclaimed cash
- Increasing existing credit limits
- Getting Free trials
- Filing a formal complaint
Sign up with DoNotPay today and enjoy the ease and efficiency of having a reliable robot lawyer by your side.